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Synchrony luv button change

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woodyman100
Valued Contributor

Synchrony luv button change

I'm just tossing this out there. Has any one else noticed that the 4 statement pattern for CLI's appears to have moved to 5.

It could be that this is how it works for now, but I'm wondering.

ive had a Sams that was denied after the 4th statement, but then at 5 I received a 4700 cli. 

I just hit the button for Old Navy after 4 and got the "cannot process" line. (Not enough time at the current limit). 

If I get at least 1k at the 5th statement, I'm going to start thinking something is a changin.

 

NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill
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ddemari
Super Contributor

Re: Synchrony luv button change

I received a cli on my gap card one day after letting the 4th statement post. It took 11 months to get a cli on my amazon store card. They like to see heavy usage but also that you PIF. I never used the LUV button sucessfully carrying a balance on any of my GE cards but that's just my experience. 

Message 2 of 4
woodyman100
Valued Contributor

Re: Synchrony luv button change

I actually had a credit of 4.88 on this one. They might be slowing down on the old man a bit here
NFCU-ICCU-EECU-PSECU-DoverFCU-DCUFCU-Union Square FCU-Signature FCU-AODFCU-RedstoneFCU-USAllianceFCU-Amarillo National Bank-BHG MC-CapitalOne-CapitalOne Biz-Regions-Goldman Sachs (Apple/GM)-Evolve-Fifth Third-Gemini-Huntington-Imprint-USBank-Pinnacle-Cardless-John Deere-Discover-BofA-BofA Biz-Celtic Bank (M1)-Chase-Chase Biz-Amex-Amex Biz-Wells Fargo-Commerce-FNBO-Citi-Citi Biz-Synchrony-Synchrony Biz-Target TD-Third Coast Bank-USAA-Amegy-Amegy Biz-Dell-Citizens Biz-Comenity-Comenity Biz-Bread (Comenity)-DSNB-Webbank-Bill
Message 3 of 4
SunriseEarth
Moderator Emeritus

Re: Synchrony luv button change


@woodyman100 wrote:

I'm just tossing this out there. Has any one else noticed that the 4 statement pattern for CLI's appears to have moved to 5.

It could be that this is how it works for now, but I'm wondering.

ive had a Sams that was denied after the 4th statement, but then at 5 I received a 4700 cli. 

I just hit the button for Old Navy after 4 and got the "cannot process" line. (Not enough time at the current limit). 

If I get at least 1k at the 5th statement, I'm going to start thinking something is a changin.

 


I think SyncB/GECRB has really always been YMMV.   JCP has usually been 4 statements (sometimes earlier), but my other GE cards haven't, at least for an initial CLI.



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