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Synchrony on creditkarma

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Anonymous
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Synchrony on creditkarma

I tried to add my store-only Synchrony Brooks Brothers card to my linked accounts on creditkarma. I can’t seem to find the right lender on their list, though. ‘Synchrony Bank Optimizer Plus – Bank’ doesn’t work, and the only other 'Synchrony' option is for CareCredit, which isn’t what I have (and doesn’t work, either). I can access the BB card account without any trouble through the BB website, so it’s not a password issue.

 

Does anyone know what the exact name of the lender I need to pick from creditkarma’s list is? Or do not all Synchrony cards link to creditkarma? Thanks in advance!

Message 1 of 5
4 REPLIES 4
SunriseEarth
Moderator Emeritus

Re: Synchrony on creditkarma

IIRC, the SyncB retail accounts had difficultly staying linked to CK due to their authentication.   It appears they haven't resolved this yet.  I haven't tried relinking my SyncB cards in a while



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 2 of 5
Hightechredneck
Frequent Contributor

Re: Synchrony on creditkarma

I actually made a phone call to CK a while back and they blame it on Synchrony.

Message 3 of 5
polecat87
New Contributor

Re: Synchrony on creditkarma

I apologize for replying to this thread which is kinda old, BUT:  the problem is Synchrony who doesn't like any kind of account aggregation. the PayPal card seems to be an exception, but for the most part, you're not  going to get a GE(or whatever they call themselves this week) card to work in Personal Capital, mint.com, credit karma, etc.

Message 4 of 5
chalupaman
Super Contributor

Re: Synchrony on creditkarma


@Anonymous wrote:

I tried to add my store-only Synchrony Brooks Brothers card to my linked accounts on creditkarma. I can’t seem to find the right lender on their list, though. ‘Synchrony Bank Optimizer Plus – Bank’ doesn’t work, and the only other 'Synchrony' option is for CareCredit, which isn’t what I have (and doesn’t work, either). I can access the BB card account without any trouble through the BB website, so it’s not a password issue.

 

Does anyone know what the exact name of the lender I need to pick from creditkarma’s list is? Or do not all Synchrony cards link to creditkarma? Thanks in advance!


Did you try Prism? I find that some of the Synchrony accounts actually work there?

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 5 of 5
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