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I have several cards from Syncrony Bank, formerly GE. I recently requested a CLI in my Walmart Discover, Paypal, and TJX. I got a $1,500 increase on all. Today I received a letter regarding my Paypal increase stating that they couldn't give me the requested increase from $2,000 to $6,000 due to their policy which states something to the effect they can't exceed $1,500. While it was GE, I got larger increases. Just wondering if there is some policy shift with new bank.
i personally haven't felt a single difference. My Paypal CL is $3500 and i've gotten two CLIs on it during the time I've had that one.
My only opinion of Synchrony is that Synchrony sucks.
They are great for rebuilding but don't expect them to grow with you. I closed 3 accounts recently and am happy to say I have 1 Synchrony card in my wallet... the only one with a decent CL... Care Credit.
I just got another $1500 on my TJX Mastercard so that brings a total CLI up to $3,000 in a week (8k limit). Had to call.
@12njoy wrote:I have several cards from Syncrony Bank, formerly GE. I recently requested a CLI in my Walmart Discover, Paypal, and TJX. I got a $1,500 increase on all. Today I received a letter regarding my Paypal increase stating that they couldn't give me the requested increase from $2,000 to $6,000 due to their policy which states something to the effect they can't exceed $1,500. While it was GE, I got larger increases. Just wondering if there is some policy shift with new bank.
It was just a name change on the bank. The rep that comes in that services our store CC was the same rep that was doing the card for GE. Confirmed with him a couple months back only a name change on the bank.
i got a $3500 increase on a synch card this week via luv button.
It may be possible this is an anomoly due to the way that Ebay and Paypal MC's are serviced on a PayPal website.
I couldn't get a CLI on mine, and had to call in to get it. I called in and they doubled my Ebay MC from $3k to $6k in one call.
My PayPal smart conect has been stingy with CLIs before the name change. I gave up asking I wont close it because it's handy on Ebay but seldom buy much.
@TRC_WA wrote:My only opinion of Synchrony is that Synchrony sucks.
They are great for rebuilding but don't expect them to grow with you. I closed 3 accounts recently and am happy to say I have 1 Synchrony card in my wallet... the only one with a decent CL... Care Credit.
Actually, do expect them to grow with you.
Every SyncB product I have has seen a 300% increase at least. Paypal CC $2500 to $7500 , Walmart card $1300 to $3900 and amazon card $1700 to $6000.
You've just got to have a clean credit report and decent income (50K+)
To be fair I do put alot of spend through all of them, at least 1K + on each a month. As a single male I have plenty of disposable income. LOL