Even though you can still get free monthly TU fico updates, they arent always the freshest used when requesting cli. Just look at how many people get the denial letters with a score that might be a month or 2 behind. Ive gotten plenty of these from Sync. Hp from Sync, not SF, are rare so you can relatively expect sp increases
Just got my new walmart card in the mail. I use it once every 18 months or so for some amazon gift cards to keep it open. noticed they tanked my CL (from $7500 to $1524) I guess due to no activity. It's happened before, but I've always been able to just press the cli button on the site. Doesn't seem to be on the new site at all though.
Fico8: EX~EQ~TU~810 (12 month goal~840).
