No, you are certainly not alone. Mine has been open since 2002. $1200 SL as a store card, when it was issued by Retailers National Bank. Random CLD to $800 (even though it was always paid on time and actually being used somewhat regularly) and changed to a Visa when that switched to Target National Bank (2004?). At some point sold off to TD Bank and switched to a MC. I complained here about a year ago how mine was stuck at $800, even less than the starting line, after all of these years. Then I randomly got a CLI to $1300 in June and $2300 in December.
I am not sure if it is one or both (or none) of these tricks I tried from this forum, but I I have been letting the statements cut with a balance of $100-$500 every month (PIF of course since this card has a ridiculous 23.40% APR). I have also updated my income every month shortly before the statement cuts, even though the dollar amount has not changed. We'll see in June, but hopefully this has indeed put me on a 6-month auto CLI pattern. The issue with knowing for me is that there are other factors that have changed for the better as well during this time. I often carried balances on this card until about 15 months ago when I got very serious about getting OUT of debt rather than just maintaining it - now the statements are paid in full every time. My overall util went from averaging 60-90% over the years to somewhat comfortably under 30%. My scores went from averaging in the 700s/710s (solely due to high util) to 720s/730s (many new accounts in past 12 months - refinanced nearly everything and replaced much of my "wallet" with better cards).
I've done some major sock drawer cleaning in the past 12 months, so this card is now my lowest trade line. It is also one of the oldest individual accounts I have since most of my early closed accounts no longer show on my reports. I do shop there 10-20 times a year and since there's no annual fee the 5% off is worth it to me.
