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New Contributor
joeyh2007
Posts: 72
Registered: ‎05-19-2012
0

THANK YOU!!! Big Discover CLI!

So I was driving back to Brooklyn from Atlantic City this morning and as I was sitting in traffic on the Staten Island Expressway, I realized that it was my 6 month mark with Discover today. So I called and spoke to a very friendly rep who said they would have to pull a report. She said that they only pull TU for CLIs. So I decided to ask for 5K sincce I haven't reached that mark yet. After a brief hold and asking a few questions about my CR, she said that she would be happy to grant my request.

 

I am thrilled to enter the 5K CL club as it will pave the way for a CSP and my other creditors matching that CL. I thanked the woman and meant it because I am very impressed at the level of service at Discover. They really do listen and have a customer oriented business model.

In my wallet: Amex PRG NPSL, Amex Zync NPSL, Amex SPG $1000, CSP: $9000, Citi Hilton Honors Visa Signature: $5000, First Financial Bank: $5500, Discover More: $6000, Barclays Apple Financing: $3500, Macy's: $1000

Business: Chase Ink Cash World Mastercard: $5000

In my SD: CapOne $3000
Valued Contributor
Epcot
Posts: 2,789
Registered: ‎10-10-2012
0

Re: THANK YOU!!! Big Discover CLI!

Nice, Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Valued Contributor
MsLadyRover
Posts: 2,829
Registered: ‎03-14-2012
0

Re: THANK YOU!!! Big Discover CLI!

Sweet! Congratulations!



Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: THANK YOU!!! Big Discover CLI!

Congrats! What was your cl before the cli?
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: THANK YOU!!! Big Discover CLI!

Congrats

Frequent Contributor
isoldmyatlas
Posts: 345
Registered: ‎04-28-2012
0

Re: THANK YOU!!! Big Discover CLI!

That's awesome, congrats!! What does your TU report look like in terms of INQs?

TU: 761 (10/29/14) | EQ: 778 (10/7/14) | EX: 770 (10/7/14)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $6,000 (10/2012); Chase Amazon Rewards, $7,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $10,000 (01/2013); Barclaycard Arrival+, $10,000 (07/13); Chase Hyatt, $7,000 (09/13)
New Contributor
joeyh2007
Posts: 72
Registered: ‎05-19-2012
0

Re: THANK YOU!!! Big Discover CLI!

Well at the time, the current CL was $1,500 and a $700 balance from holiday shopping but they saw my payment history. 

 

My TU had 4 inquiries on it. I'm still very impressed with Discover right now.

In my wallet: Amex PRG NPSL, Amex Zync NPSL, Amex SPG $1000, CSP: $9000, Citi Hilton Honors Visa Signature: $5000, First Financial Bank: $5500, Discover More: $6000, Barclays Apple Financing: $3500, Macy's: $1000

Business: Chase Ink Cash World Mastercard: $5000

In my SD: CapOne $3000
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: THANK YOU!!! Big Discover CLI!

so you went from 1500 to 5k? that means i could get a big cli like that if i try :smileyhappy:

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
New Contributor
joeyh2007
Posts: 72
Registered: ‎05-19-2012
0

Re: THANK YOU!!! Big Discover CLI!


jsickz32 wrote:

so you went from 1500 to 5k? that means i could get a big cli like that if i try :smileyhappy:


Just call it in and have a conversation with the analysist and offer an explanation for anything that may be on your report before they can ask. Perhaps mentioning that you want Discover to be your primary card will help too.

In my wallet: Amex PRG NPSL, Amex Zync NPSL, Amex SPG $1000, CSP: $9000, Citi Hilton Honors Visa Signature: $5000, First Financial Bank: $5500, Discover More: $6000, Barclays Apple Financing: $3500, Macy's: $1000

Business: Chase Ink Cash World Mastercard: $5000

In my SD: CapOne $3000
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
0

Re: THANK YOU!!! Big Discover CLI!


joeyh2007 wrote:

jsickz32 wrote:

so you went from 1500 to 5k? that means i could get a big cli like that if i try :smileyhappy:


Just call it in and have a conversation with the analysist and offer an explanation for anything that may be on your report before they can ask. Perhaps mentioning that you want Discover to be your primary card will help too.


i think i will. i dont have anything bad in my CRs. ive been using it a lot to buy stuff from shopdiscover.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

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