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THANK YOU TO ALL

Member

THANK YOU TO ALL

After reading, studying and absorbing all of the knowledge that everyone on here has shared I wanted to thank each and every one of you for all of your help.  About 12 months ago my credit scores were not at all where I wanted them.
Experian - 542
Trans - 560
Equifax - 553
 
And my available credit was horrible.  $750 from HSBC was all I had.  Student Loans, Car, and some really bad college decisions had taken their toll.  After paying things that were due, using a couple of GW letters and taking the time to manage my finances I am happy to say that today I was approved for a BoA Platinum Plus Visa with $7500.00 available credit.
 
Scores are now
Experian  - 650
Trans - 671
Equifax - 664
 
Thank you to all!
11 REPLIES
Established Contributor

Re: THANK YOU TO ALL

Well done!
Super Contributor

Re: THANK YOU TO ALL

Congrats. On the way
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
New Contributor

Re: THANK YOU TO ALL

Very nice, congratulations!

Starting Score: 580
Current Score: 580
Goal Score: 750


Take the FICO Fitness Challenge
Established Contributor

Re: THANK YOU TO ALL

Frequent Contributor

Re: THANK YOU TO ALL



schwag wrote:
After reading, studying and absorbing all of the knowledge that everyone on here has shared I wanted to thank each and every one of you for all of your help.  About 12 months ago my credit scores were not at all where I wanted them.
Experian - 542
Trans - 560
Equifax - 553
 
And my available credit was horrible.  $750 from HSBC was all I had.  Student Loans, Car, and some really bad college decisions had taken their toll.  After paying things that were due, using a couple of GW letters and taking the time to manage my finances I am happy to say that today I was approved for a BoA Platinum Plus Visa with $7500.00 available credit.
 
Scores are now
Experian  - 650
Trans - 671
Equifax - 664
 
Thank you to all!


7500.00 CL.............WOOOOOHOOOOO.....way to go!!!!
Member

Re: THANK YOU TO ALL

Found out that 2 medical collections have appeared on the account.  One has agreed to PFD per letter, going to work on the second one soon. 
 
Anywho:
 
Scores have changed:
Trans:  648
Equifax:  655
Experian: 700 - This one is exciting.
 
Just got an AMEX Delta Skymiles card in the mail after waiting 10 days, with  3.5K CL.
 
More and more credit to those who share their experiences and wisdom with the rest of us!
Established Contributor

Re: THANK YOU TO ALL

congrats!!!
Established Contributor

Re: THANK YOU TO ALL

Way to go...Smiley Happy
TU 662 EQ 644
EX 643
Moderator Emeritus

Re: THANK YOU TO ALL

Excellent!