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THE ITCH, IT BURNS!

Moderator Emeritus

Re: THE ITCH, IT BURNS!

I cannot cook gumbo; but I make really mean chicken and dumplings and the best pecan pie my 82 year old grandma from natchitoches has ever eaten. Now... I have been way off topic! I'm sowwy don't delete my post shogun! The thing with the stove budget is that you delay gratification which can be so sad but its not the same as saying no you cant ever have it! Just be like hey I'm gonna save 250 per month for 4 months and then buy a stove after Christmas when its on sale. And you will haggle the salesman for the discount of 10% which you "need" not "want" and he might as well give it to you or you'll leave empty handed.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Message 21 of 34
Moderator Emeritus

Re: THE ITCH, IT BURNS!


webhopper wrote:
My husband (an okie bless his heart) tried to cook gumbo... It came out tasting like chowder...

And there's a problem with this?????   Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 22 of 34
Moderator Emeritus

Re: THE ITCH, IT BURNS!


Shogun wrote:

webhopper wrote:
My husband (an okie bless his heart) tried to cook gumbo... It came out tasting like chowder...

And there's a problem with this?????   Smiley Happy


The problem occurs when he calls my tigers "Kitty kats " Other than that he is very sweet and very loving.... even if he does "smoke" bologna and drown it in Bbq sauce during special occassions.

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 23 of 34
Moderator Emeritus

Re: THE ITCH, IT BURNS!

Smoked bolongna in BBQ sauce?   Oh me and him would so get along!!!!!!!

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 24 of 34
Mega Contributor

Re: THE ITCH, IT BURNS!


Duncanrr wrote:
It's almost like Dorothy saying there's no place like home Smiley Wink. I'm not going to app but the stove would get a Tom of use during holiday season and the 0% financing is nice but "want is not need."

Next year it will be mine!

The stove is calling you.....

 

That HD card looks soooo good in your wallet!! Smiley Very Happy

 




EQ FICO 548 3/3/16
Message 25 of 34
Valued Contributor

Re: THE ITCH, IT BURNS!

Don't you have a handful of cards still on intro 0%? You don't need the HD, you just want to app!

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
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WalMart CC $3100
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AMEX Gold NPSL
Message 26 of 34
Valued Contributor

Re: THE ITCH, IT BURNS!

Yes. But the bottom line is I don't want to use my cards like that. I plan on PIF and not carry a balance. The only exception would be if the charge was a "need" and not a "want". I have no desire to repeat past mistakes.


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

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Message 27 of 34
Moderator Emeritus

Re: THE ITCH, IT BURNS!

Duncanrr,  I want to thank you for that last post.  You've done a fantastic job, and now I know you're here still learning and helping.   Thanks.  Smiley Happy

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 28 of 34
Valued Contributor

Re: THE ITCH, IT BURNS!


Shogun wrote:

Duncanrr,  I want to thank you for that last post.  You've done a fantastic job, and now I know you're here still learning and helping.   Thanks.  Smiley Happy


Thanks Shogun.  To members of MyFICO, please do not take my levity as a lack of sincerity.   Im at the stage in my rebuild where its nothing more than sending GW letter after GW letter and either receiving denials or no response.  I use humor to keep me engaged in the process.  The advise I give and receive is taken seriously.  It has be disheartening to not be successful in removing my remaining baddies.  Im in it for the long haul and if I cant get them removed then I am damn sure not going to let the same slipups happen again.



Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 710 TU 727 EX 704 CK 719(FAKO-EX 697, EQ 697, TU 697)
Goal Score: 750

Take the FICO Fitness Challenge
Message 29 of 34
Valued Contributor

Re: THE ITCH, IT BURNS!

Did I read about Tigers and gumbo?!?!?! My two favorite things! This SE Louisiana native bleeds purple/black and gold!!

On topic.....good for you Duncanrr for exercising self control!!! In April I'm starting the process of building a new home....and these credit card pre-approvals are killing me!

If you can refrain, so can I!! Lol
AmEx Green NPSL | Amex BCP 16K | Citi Simplicity 10k | Discover IT 9K | Chase Slate 7.5K | Amex Hilton HHonors Surpass 7K | Capital One QuickSilver 6K | Home Depot 5k | Chase Freedom 4.5K | LOC 2.5K
Message 30 of 34