THEY CLOSED MY CARE CREDIT ACCOUNT

[pizza1]

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@grillandwinemaster wrote:

If anybody REALLY wants to keep this card open for "emergencies," what i like to do is

hit up my local Rite-Aid every 6 months and treat myself to a bottle of Jameson or something

along those lines.

Problem solved.

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LOLOL!!! 

[SunriseEarth]

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@jonfive wrote:

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@grillandwinemaster wrote:

If anybody REALLY wants to keep this card open for "emergencies," what i like to do is

hit up my local Rite-Aid every 6 months and treat myself to a bottle of Jameson or something

along those lines.

Problem solved.

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Good plan! I was wondering about keeping accounts open for non-activity. Plan to leave a few of my cards untouched somewhere. 

Anyone try using one of the cards for annual purchases? Amazon prime, VPN service, VPS, domains, Dedicated servers?

Wish i could buy booze in Rite-aid though..

State liquor stores only in PA... :/  

They just opened selling beer in grocery stores, up to a 6pack. Cases and up you still need to go to a dedicated distributor..

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We don't have that problem in CA.   I usually use JCP at Rite-Aid, mainly to keep usage and my Gold status.   It felt a little naughty the first time I used JCP to buy liquor!  

But yes, buy yourself an ice cream cone at Rite-Aid if you need to keep your CareCredit account alive.   I'm at the point where I won't be terribly devastated if it gets closed...I might even go ahead and close it myself.  

[SunriseEarth]

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@Gollum wrote:

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@lindel wrote:
Thanks for all the replys. I had the card about 10 months. I was not aware that I could use the card at Riteaid. I guess it's not good for emergencies because you really can't depend on them keeping it open.

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CareCredit is not a credit card.

CareCredit pays your dentist/veterinarian/etc.  Then you owe the bill for those dentist/veterinarian/etc. services to CareCredit.

If you don't repay (to CareCredit) the full amount of the loan by the end of the loan's introductory period, interest at 26.99% is due on the full amount of the loan even if you made payments.

Here's a URL for the CareCredit "credit card" account agreement (.pdf file):

https://www.carecredit.com/YourTerms/April2016.pdf

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They extend you credit, so it's a credit card in the sense that any store card (PLCC) is a "credit card".   But only their accounts with MC capabilites are credit cards in the bankcard sense.  

But yes, you can use the non-MC version of the Care Credit card at Rite-Aid.   Stores may choose to take whatever payment tney like, as long as they're set up with the capability.   Rite-Aid probably got a good deal to accept Care Credit.