TJMaxx upgrade question

Meanmchine · ‎03-22-2017

Back in January, TJMaxx promoted some store cards to their MC, mine was one of those

Fast forward to today and the account still hasnt reported to the CBs. 3 statements have cut since the account opened

I even left balance last month hoping this would trigger them to report

Any other upgraders out there having this issue?

Thanks

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

Anonymous · ‎03-22-2017

So what exactly happened?

A) Previously had a TJ Maxxx store card and was upgraded to a MC

Or

B) Applied for a store card and was given the MC

If it's A the reporting isn't going to change from store card to MC it will report the same as before.

If it's B I've seen new accounts take up to 90-120 days to report.

Meanmchine · ‎03-23-2017

Answer is A - 2 year old store card got upgraded to a MasterCard

When Synchrony Bank promotes a store card to a bank card, a new tradeline is opened for the bankcard

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

Anonymous · ‎03-23-2017

Hmm my fiancée had a Walmart card switch to a MC card and it's still reporting the same it changed about 5 months ago. I believe it's backed by synchrony? Or comenity?

One of those, but the reporting has not changed for us at all.

SunriseEarth · ‎03-23-2017

@Meanmchine wrote:

Back in January, TJMaxx promoted some store cards to their MC, mine was one of those
Fast forward to today and the account still hasnt reported to the CBs. 3 statements have cut since the account opened
I even left balance last month hoping this would trigger them to report

Any other upgraders out there having this issue?

Thanks

Have there been any changes to how the original store account is reporting?

Meanmchine · ‎03-23-2017

I closed the store card. I didnt need 2 TJM accounts. The closed account shows correctly. Side note, Ive already went through CS and got CLI from
$3.5k to $8k

>3/2016 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671.
>5/2023 All 3 reports 840ish (F8) F9s = 850 but my app finger is still twitching

Anonymous · ‎03-23-2017

I don't understand what you're saying at all...usually you'll get an offer to upgrade the current store card into a MC and it will just change the store card into the MC there wouldn't be two separate accounts.

UncleB · ‎03-23-2017

@Anonymous wrote:
I don't understand what you're saying at all...usually you'll get an offer to upgrade the current store card into a MC and it will just change the store card into the MC there wouldn't be two separate accounts.

Not with Synchrony... they are an exception.

When they upgrade one of their store cards to the V/MV version they open a new trade line and close the old one; the history doesn't transfer over.

Anonymous · ‎03-23-2017

Hmm then why with my fiancee's Walmart card didn't it do that? She switched in December. They're synchrony right?

UncleB · ‎03-23-2017

@Anonymous wrote:
Hmm then why with my fiancee's Walmart card didn't it do that? She switched in December. They're synchrony right?

If you're correct that's truly exceptional... if you do a search here you'll see that's not usually what happens with Synch.

In any case, if she did get the history to transfer for her WM upgrade that's obviously great.