Should I take it? I really don't see the need for it, but any thoughts?
Haha I work at TJ Maxx, go for it 
!!!!
I've had this offer like 2months ago, but since i declined the first time the offer went away...but then since i've got a CLI this month i guess they're offering it again. From what i understand, it's a SP & it'll still be 1TL instead 2 right?
@azguy13 wrote:It's not a new TL, is it? I would imagine they would just change up the current one.
Certain cards backed by GE are known for 2TLs, like Bloomingdales. If you have the store card w/ them but end up upgrading your card to AMEX version, then you'll have 2 separate TLs. However, I think for this card might just be 1TL, as I've just read this:
Your existing current TJX Rewards® Credit Card account will be CLOSED when you activate your new TJX Rewards® Platinum MasterCard®. If you do not call to activate your new TJX Rewards® Platinum MasterCard®, after 90 days your TJX Rewards® Platinum MasterCard® account will be CLOSED. Your existing TJX Rewards® Credit Card account will remain open.
mod cut-to remove personal email address~Lexie
I dont think its worth it unless you will use the card. They will close your store card and you will get a new tradline which will hurt your AAoA. You will probbaly get an increase to $2500 or 3K but unless your going to use the card at those stores alot dont think teh small increase in CL is worth a new account.
If you have a strong AAoA and it wont affect it much and your not planning to app for other cards in near future, then go for it.
@IWOL wrote:I dont think its worth it unless you will use the card. They will close your store card and you will get a new tradline which will hurt your AAoA. You will probbaly get an increase to $2500 or 3K but unless your going to use the card at those stores alot dont think teh small increase in CL is worth a new account.
If you have a strong AAoA and it wont affect it much and your not planning to app for other cards in near future, then go for it.
I'm thinking that although it'll be a new TL, i can still keep the opening date with it...i could be wrong though. I do use the card on a monthly basis ($50~100) PIF. Also, I don't think i'll be getting another CLI if i were to take this offer.