Regular Contributor
Posts: 125
Registered: ‎08-08-2009

TO my NFCU family members!!!

I will be requesting a credit limit increase next month when my nRewards hits in 6 months anniv. Current limit is 1k, what increase for, I dont want the dreded under review (aka hard inquiry)!!? I would like settle out at atleast 1.8k...I have an excellent payment hsitory with them, are the inquiry and new account sensitive?
Super Contributor
Posts: 5,744
Registered: ‎01-28-2008

Re: TO my NFCU family members!!!

Ask for the maximum amount you're eligible for without a hard inquiry.  That way you won't sell yourself short when you could have got more. 

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+