TU- Apply for Barclays Ring and Chase Freedom CLI at same time so they dont see each other?

[Anonymous]

Hello I plan on apply for Barclays Rin and also need a Chase Freedom CLI/

I have heard these are both TU.

Is there a way to do both at the same same so they don't see each other?

PS Is this being too sneaky?

Would Chase CLI be viat chat , account online or executive office to pull this off?

I assume Barclays via web App.

[gdale6]

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@Anonymous wrote:

Hello I plan on apply for Barclays Rin and also need a Chase Freedom CLI/

I have heard these are both TU.

Is there a way to do both at the same same so they don't see each other?

PS Is this being too sneaky?

Would Chase CLI be viat chat , account online or executive office to pull this off?

I assume Barclays via web App.

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This is outdated and IMO would be unethical, with todays computers it takes milliseconds for an inquiry to show up, the second one would see the first.

[Anonymous]

if thats the case would you app for Barclays first, then the Chase CLI?

[Anonymous]

Let's ignore the fact it is impossible....






Please explain how it would be "unethical"? Because I am completely missing it. Both lenders get their precious HP....

[Anonymous]

And no. I'd try Chase first then Barclay's.

[Anonymous]

ok ty all!

[ScoreOrBeScored]

Barclaycards 1st. 

But but if your inquiries are low then it shouldn't even matter. 

App barclay then do your chase requested right after.

[Anonymous]

TY All.

For Chase ...(Freedom).. would I apply for CLI via  Web, Chat or calling?

Is there any difference, experiance?

PS only 4 inquiries on TU and all over 6 mo.

[Ghoshida]

For the past few days, I've been thinking about this.

This community, all of a sudden, seems to be filled with the word "unethical". It's getting sprinkled in some heavy does, and there's some decently heavy talk going around.

Let's be honest. Ethics is a very complicated topic, studied at some of the highest levels of organizations and universities. Many of us are not qualified enough to make judgmental calls such as an action is "unethical", unless we're talking about clear-cut actions such as stealing identity to gain credit.

I believe another member in a different post put the difference nicely: there are things that are unethical, and there are things that this forum does not want to promote. It is likely that the latter has financial implications; it's also possible that the two sets have some overlap. 

However, on this forum, we're particularly concerned about the second set. So let's just get by the phrase "MyFICO does not allow discussion of topic X" where "X" has been stated in the TOC somewhere. Let's refrain from some indiscriminate use of the word "unethical".

[Anonymous]

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@Ghoshida wrote:

For the past few days, I've been thinking about this.

This community, all of a sudden, seems to be filled with the word "unethical". It's getting sprinkled in some heavy does, and there's some decently heavy talk going around.

Let's be honest. Ethics is a very complicated topic, studied at some of the highest levels of organizations and universities. Many of us are not qualified enough to make judgmental calls such as an action is "unethical", unless we're talking about clear-cut actions such as stealing identity to gain credit.

I believe another member in a different post put the difference nicely: there are things that are unethical, and there are things that this forum does not want to promote. It is likely that the latter has financial implications; it's also possible that the two sets have some overlap. 

However, on this forum, we're particularly concerned about the second set. So let's just get by the phrase "MyFICO does not allow discussion of topic X" where "X" has been stated in the TOC somewhere. Let's refrain from some indiscriminate use of the word "unethical".

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It may be off topic but it does have to do with a previous post in this thread.

Absolutely agree.

That was me. I won't reiterate it but the facts are the facts.

Yes, please. Thank you in advance.

Back to topic though, as previously mentioned. The lenders will see each other's inquiries if they pull the same bureau regardless if you had two clickers going at the same exact millisecond. Sometime's a lender doesn't pull a report until they verify you really applied.