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TU Score from Walmart and after all the apps UPDATE

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Creditaddict
Legendary Contributor

TU Score from Walmart and after all the apps UPDATE

I think I had updated 1 month after my app spree that started in December into Jan. after I paid 2 old collections and got removed from some auth accounts and getting some debt down. I think the total was:

car refi

and about 6-8 new credit cards.

 

Score at time of starting to apply in Dec. = 664

Jan = 663

Feb = 657

March = 657

 

Many had very strong feelings regarding applying for so many things and crashing the score and AA... Does not look like that was really issue.

 

Also considering 3 accounts updated this month at 95% util. I'm pretty happy!

 

Next move will be CLI on all the GE cards in April

Message 1 of 7
6 REPLIES 6
visorboy1974
Valued Contributor

Re: TU Score from Walmart and after all the apps UPDATE


@Creditaddict wrote:

I think I had updated 1 month after my app spree that started in December into Jan. after I paid 2 old collections and got removed from some auth accounts and getting some debt down. I think the total was:

car refi

and about 6-8 new credit cards.

 

Score at time of starting to apply in Dec. = 664

Jan = 663

Feb = 657

March = 657

 

Many had very strong feelings regarding applying for so many things and crashing the score and AA... Does not look like that was really issue.

 

Also considering 3 accounts updated this month at 95% util. I'm pretty happy!

 

Next move will be CLI on all the GE cards in April


Imagine how good your scores would be if you paid down some of that UTIL.  


FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 2 of 7
LS2982
Mega Contributor

Re: TU Score from Walmart and after all the apps UPDATE


@Creditaddict wrote:

I think I had updated 1 month after my app spree that started in December into Jan. after I paid 2 old collections and got removed from some auth accounts and getting some debt down. I think the total was:

car refi

and about 6-8 new credit cards.

 

Score at time of starting to apply in Dec. = 664

Jan = 663

Feb = 657

March = 657

 

Many had very strong feelings regarding applying for so many things and crashing the score and AA... Does not look like that was really issue.

 

Also considering 3 accounts updated this month at 95% util. I'm pretty happy!

 

Next move will be CLI on all the GE cards in April


Thats awesome CreditAddict Congrats!!!

 

 




EQ FICO 548 3/3/16
Message 3 of 7
LS2982
Mega Contributor

Re: TU Score from Walmart and after all the apps UPDATE


@visorboy1974 wrote:

@Creditaddict wrote:

I think I had updated 1 month after my app spree that started in December into Jan. after I paid 2 old collections and got removed from some auth accounts and getting some debt down. I think the total was:

car refi

and about 6-8 new credit cards.

 

Score at time of starting to apply in Dec. = 664

Jan = 663

Feb = 657

March = 657

 

Many had very strong feelings regarding applying for so many things and crashing the score and AA... Does not look like that was really issue.

 

Also considering 3 accounts updated this month at 95% util. I'm pretty happy!

 

Next move will be CLI on all the GE cards in April


Imagine how good your scores would be if you paid down some of that UTIL.  



+1




EQ FICO 548 3/3/16
Message 4 of 7
UpNComing
Established Contributor

Re: TU Score from Walmart and after all the apps UPDATE


@Creditaddict wrote:

I think I had updated 1 month after my app spree that started in December into Jan. after I paid 2 old collections and got removed from some auth accounts and getting some debt down. I think the total was:

car refi

and about 6-8 new credit cards.

 

Score at time of starting to apply in Dec. = 664

Jan = 663

Feb = 657

March = 657

 

Many had very strong feelings regarding applying for so many things and crashing the score and AA... Does not look like that was really issue.

 

Also considering 3 accounts updated this month at 95% util. I'm pretty happy!

 

Next move will be CLI on all the GE cards in April



+1

CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 5 of 7
Creditaddict
Legendary Contributor

Re: TU Score from Walmart and after all the apps UPDATE


Imagine how good your scores would be if you paid down some of that UTIL.  




AINT THAT THE TRUTH!!!

 

It's a process Smiley Happy

Message 6 of 7
LS2982
Mega Contributor

Re: TU Score from Walmart and after all the apps UPDATE


@Creditaddict wrote:

Imagine how good your scores would be if you paid down some of that UTIL.  




AINT THAT THE TRUTH!!!

 

It's a process Smiley Happy


I felt the same way months ago, the util. was the biggest thing holding me down!! I feel so much better with it all paid off!! You'll get there soon CA!




EQ FICO 548 3/3/16
Message 7 of 7
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