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Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
0

TU and my credit cards... odd but okay for now!!

Just pulled my reports and Macy's is not on TU at all (all 3 accounts)

My Auth User Chase accounts and my joint account - 4 total = not on TU

Venue Card - Not on TU

old bad mortgage - also not on TU

Bank of America AU - not on TU 

 

All of these things and my TU is still 33 points lower then EQ.... WHAT GIVES!

 

oh and I say good that these accounts are not on TU because they are all just about tapped right now on usage... that's a work in progress 

Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008
0

Re: TU and my credit cards... odd but okay for now!!

You sure thats not a split file.
Established Contributor
Ulan
Posts: 790
Registered: ‎09-09-2008
0

Re: TU and my credit cards... odd but okay for now!!


cartercorp wrote:
You sure thats not a split file.

Sounds like it to me, too.

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Epic Contributor
haulingthescoreup
Posts: 28,098
Registered: ‎04-01-2007
0

Re: TU and my credit cards... odd but okay for now!!

Yeah, it's usually EQ that splits, but TU has had its problems, too.

Have you saved any earlier full TU reports? I know that with EQ, if you fax them an earlier report, they use it to rebuild your current one.

Splits usually occur after frequent soft pulls.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Established Contributor
Ulan
Posts: 790
Registered: ‎09-09-2008
0

Re: TU and my credit cards... odd but okay for now!!

I heard CreditKarma addiction can cause this :smileywink:.
Established Contributor
cartercorp
Posts: 851
Registered: ‎07-01-2008
0

Re: TU and my credit cards... odd but okay for now!!


Ulan wrote:
I heard CreditKarma addiction can cause this :smileywink:.

 

Yup..

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