Just pulled my reports and Macy's is not on TU at all (all 3 accounts)
My Auth User Chase accounts and my joint account - 4 total = not on TU
Venue Card - Not on TU
old bad mortgage - also not on TU
Bank of America AU - not on TU
All of these things and my TU is still 33 points lower then EQ.... WHAT GIVES!
oh and I say good that these accounts are not on TU because they are all just about tapped right now on usage... that's a work in progress