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TU and my credit cards... odd but okay for now!!

Epic Contributor

TU and my credit cards... odd but okay for now!!

Just pulled my reports and Macy's is not on TU at all (all 3 accounts)

My Auth User Chase accounts and my joint account - 4 total = not on TU

Venue Card - Not on TU

old bad mortgage - also not on TU

Bank of America AU - not on TU 

 

All of these things and my TU is still 33 points lower then EQ.... WHAT GIVES!

 

oh and I say good that these accounts are not on TU because they are all just about tapped right now on usage... that's a work in progress 

Message 1 of 6
5 REPLIES
Established Contributor

Re: TU and my credit cards... odd but okay for now!!

You sure thats not a split file.
Message 2 of 6
Established Contributor

Re: TU and my credit cards... odd but okay for now!!


cartercorp wrote:
You sure thats not a split file.

Sounds like it to me, too.

Message 3 of 6
Moderator Emerita

Re: TU and my credit cards... odd but okay for now!!

Yeah, it's usually EQ that splits, but TU has had its problems, too.

Have you saved any earlier full TU reports? I know that with EQ, if you fax them an earlier report, they use it to rebuild your current one.

Splits usually occur after frequent soft pulls.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 4 of 6
Established Contributor

Re: TU and my credit cards... odd but okay for now!!

I heard CreditKarma addiction can cause this Smiley Wink.
Message 5 of 6
Established Contributor

Re: TU and my credit cards... odd but okay for now!!


Ulan wrote:
I heard CreditKarma addiction can cause this Smiley Wink.

 

Yup..
Message 6 of 6