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TU only CC

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maponafa
New Contributor

TU only CC

I would lke to know TU only CC pullers.  Also I am signed up with truecredit for my transunion report I was a my score went from 629 last thurs or friday to 659 on Monday and just got an alert my score if 741.  Only thing I did was pay off 1 CC which was my highest limit card 1000.00 from my CU and I got a unsecured installment loan for 4000.00 from CU last month.  How would the new account affect applying for new cards my cleanest report is TU EQ is about the sae but score hasnt updated yet.  I would like to get rid of low limit cards 2 First premier cards totaling 500.00 and replace them with higher limits like at least 5000-10,000 my income is rounf 42,000.

 

 

Thanks all for help

Starting Score: EQ - 450 TU - 429 (12-24-2008)
Current Score: EQ - 680 TU - 741 (09-11-2010)
Goal Score: 815
Message 1 of 8
7 REPLIES 7
Creditaddict
Legendary Contributor

Re: TU only CC

I would not foresee a credit going from you $300 current limits to over 5k on any new account... but with that being said, you might be able to get yourself into some prime cards that will grow in that direction over time.  How about an American Express Zync card or Discover, Citi, Usbank would all be good choices for prime, just not sure any of them actually pull TU as main report, some will pull 2 different reports though.

Message 2 of 8
maponafa
New Contributor

Re: TU only CC

ok thanks I guess Ill wait for the rest of my reports to update EQ and EX havent updated yet plus Im still working on cleaning my EX report I would like to apply for AMEX but I hear they pull EX for main pull which I havent gotten clean all the way yet though in 2 weeks I will have no inquiries.  I guess I just have to be patient!!  Thanks

If any one knows of any TU only pullers in OHio that would also be greatlt appreciated!!

Starting Score: EQ - 450 TU - 429 (12-24-2008)
Current Score: EQ - 680 TU - 741 (09-11-2010)
Goal Score: 815
Message 3 of 8
Creditaddict
Legendary Contributor

Re: TU only CC

Hooters, wouldn't really call them prime though

Barclays - they would be a good option, lots of talk about some pretty nice CLI lately on the board

PNC

Nationwide

 

They all pull TU

Message 4 of 8
DrJim
Frequent Contributor

Re: TU only CC

I went to whogavemecredit.com and checked out Wells Fargo.  I bank with Wachovia, which was purchased by WF, so I app'd with them since they pull primarily from TU.  I had an Orchard CC that I got last month with a 300 CL.  Imagine my surprise when I was instantly approved for $11,000!  My income is a good bit higher than yours, but good CL's with prime institutions are possible.



Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 799 (PLUS)
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K, IHG Rewards Club MC $25K
Message 5 of 8
maponafa
New Contributor

Re: TU only CC

Thank you all for info.  I bit the bullet and apped for Barclays Card Choice Privileges approved for 2500.00 !!!  I heard Barclays does CLI recons Do you think I could get one?  What do you say when you call?  Does anyone have the number to call for CLI recon?  I would at least like to have 5000.00 Thanks

Starting Score: EQ - 450 TU - 429 (12-24-2008)
Current Score: EQ - 680 TU - 741 (09-11-2010)
Goal Score: 815
Message 6 of 8
Anonymous
Not applicable

Re: TU only CC

you did so welldone

congrats

Message 7 of 8
maponafa
New Contributor

Re: TU only CC

thank you so much!!

Starting Score: EQ - 450 TU - 429 (12-24-2008)
Current Score: EQ - 680 TU - 741 (09-11-2010)
Goal Score: 815
Message 8 of 8
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