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Hey guys i was wondering who pulls primarily TU i live in southern California and my TU has the least amount of inquiries i think like 6 now compared to 19 on EX who EVERYBODY seems to pull around here. My reports are clean no baddies at all 4 cards 1 auto loan i think im hovering around 675 for all of them
@tylaw13 wrote:Hey guys i was wondering who pulls primarily TU i live in southern California and my TU has the least amount of inquiries i think like 6 now compared to 19 on EX who EVERYBODY seems to pull around here. My reports are clean no baddies at all 4 cards 1 auto loan i think im hovering around 675 for all of them
Most GE backed cards, Barclay's. Maybe some CU's that I don't know offhand.
I'm in the same boat as you with everyone wanting my EX report unless I go out of my way to get inquiries somewhere else (like opening up accounts at EQ pulling CU's but I digress); interesting enough though, BOFA actually appears to use TU for all their CLI's even with me and my having lived in S. Cali for 7.5 years, so I'm simply using my relationship with them to hit my TU report which I don't care much about other than for mortage or possibly car loan purposes otherwise.
Discover likes TU. As was mentioned GECRB/GEMB and Barclays are TU only generally.
@Jlu wrote:Discover likes TU. As was mentioned GECRB/GEMB and Barclays are TU only generally.
Discover pulls EQ for opening, TU for CLIs.
I think i may apply for the BarclayRewards. 5000 point bonus after first purchase and 2 points for 1$ spent on gas groceries and utilities seems pretty decent. any of you have the Barclay Rewards card?
djrez4, not always true. I was approved for Discover More last week and this showed up on my CK:
As you may know, CK works off of your TU report.
I even asked the underwriter at Discover and he said generally it is TU that they pull.
Discover seems to always pull TU. I live in WA.
^ I live south of Boston in MA so that is really strange.
For me discover pulled both from EQ & TU.
I understood most CUs prefer EQ and GE is TU friendly.
Amex surprised me with TU pull when I was expecting a EX pull...I pulled data from whogavemecredit.com and did research a bit to find Amex will go for EX but only to be proven wrong with a TU pull. Amex made 3 inquiries (one in each) to deny my app eventually :-(