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Which one is the true TU score? I have a 647 through Walmart (free score with walmart credit card) and then I pay for the monthly monitoring from USAA credit check monitoring service for all three CR's...I"m thinking WALMART is the more "true" score??? anyone know?
@lovemybabiesx2 wrote:Which one is the true TU score? I have a 647 through Walmart (free score with walmart credit card) and then I pay for the monthly monitoring from USAA credit check monitoring service for all three CR's...I"m thinking WALMART is the more "true" score??? anyone know?
The Wally card gives an actual FICO score, versus the USAA which gives FAKO scores.
I always thought the FAKO scores were higher though? My Walmart FICO score is MUCH higher than the USAA score i've got =) I'm happy do not get me wrong but was just curious! =)
Well since no one uses the USAA score, its just a guideline I guess
I think most people like USAA for the daily pulls at least that is what I use them for. As far as scores USAA vs Walmart fico. My USAA score is 717 and Walmart fico is 620, makes me very sad.
FAKOs can either be higher or lower, there's no correlation between them and FICO scores. It will just vary based on what is on your reports.
My CK score is about 70 points less than my Walmart score. Has been like that for about a year. Not sure why I even bother looking at the CK score.
I'm beginning to think CK is pretty worthless.