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Member
Posts: 30,743
Registered: ‎02-07-2013
0

Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?


09Lexie wrote:
Thanks for the info myjourney !

Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Member
Posts: 30,743
Registered: ‎02-07-2013
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Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?


myjourney wrote:

09Lexie wrote:
Thanks for the info myjourney !

Smiley Wink


Instead of multiple CC's for business since your looking for growth talk to your bank before any spree you just may be able to get a large line of credit based soley on your business and that would also save you extra HP's and the use of CC's for that including lower APR

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013
0

Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?

I dont want to be a debbie downer, but am I the only one who thinks OP is playing with fire here?

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Moderator
Posts: 27,204
Registered: ‎09-13-2012
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Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?

@wHiTeSoL

Because of the need for high CL's on both personal and business at once?
Member
Posts: 13
Registered: ‎10-10-2013
0

Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?

[ Edited ]

Im interested in what kind of results I can have with this approach. I'm not really seeing any downsides to it.... or should I??

Valued Contributor
Posts: 1,066
Registered: ‎07-09-2013
0

Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?

-edited. nevermind, I dont want it to come out wrong, stray off topic, and debate the morality of what's happening here.

   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Frequent Contributor
Posts: 257
Registered: ‎08-20-2010
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Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?


here2learn wrote:
I realy wanna do the spree now.


here2learn wrote:

Im interested in what kind of results I can have with this approach. I'm not really seeing any downsides to it.... or should I??


 

You may want to read "App Spree" Logic..help me understand this.

 

Member
Posts: 13
Registered: ‎10-10-2013
0

Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?

checked it out... Im sticking with my logic and going for it...

Moderator
Posts: 27,204
Registered: ‎09-13-2012
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Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?

Frequent Contributor
Posts: 322
Registered: ‎09-18-2013
0

Re: TU790 EQ775 EX767 w/ AU's from granddad...WWYD?

[ Edited ]

09Lexie wrote:
@wHiTeSoL

Because of the need for high CL's on both personal and business at once?

I'll be the debbie downer then. It's one thing helping someone new get a foot in, or helping someone rebuild, but this doesn't seem right. OP has basically said he doesn't really know anything about credit other than what he's read online, maybe has never used credit cards in his life, and has suddenly decided he's going to piggyback on his granddad's score to get huge credit lines fast. Nobody else sees anything wrong with this?

 

And tangentially, how does someone with an 80k income have no credit history of their own? OP, did you pop into existence recently? With an 80K income? Moreover, how does someone run a business for 9 years but have no credit relationship with a bank already? Is this a cash business? Your security guys don't have uniforms? I don't get it.

  (Hover over pics for details) 
FICO:  TU 731 (05/14/14)   EX 749 (04/24/14)   EQ 684 (02/05/14)   Goal 700
FAKO:  TU 761 (05/20/14)   EX 761 (05/20/14)   EQ 743 (05/20/14)

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