The itch is here, I really want to app for the Barclays Reward Mastercard, the 2% back variety. I just got the NFL (Giants) extra points card last month ($500 limit/reported a $19 balance for Jan statement).
I also have a secured card with Cap One ($300 CL) opened 10/11, this card has been reporting $0 for the last 3 months. Finally, I have a Cap One Cash Rewards with a $2500 CL that was opened in 6/12, this card has a $300 balance for the month of Jan which was PIF like all of my balances.
My scores range from 664-685, I do have 7+ inquries and a BK from 8/11. There are no other derogs, just the BK as its from a car I foolishly co-signed on in 2003, I had a judgement against me for that car worth $25k, the judgement fell off and wasnt renewed since I had to file BK, so its pretty awkward explaining why I have a recent BK when there are no judgments, collections, etc on my report that caused the BK.
Whew, thoughts?
