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Established Contributor
Posts: 717
Registered: ‎03-05-2008

Target APR Reduction Anyone

Got some notices in my Pageonce phone app and one in particular caught my eye. The beginning of it read, "Your APR was changed." When I logged in to the app my full notification was, "Your APR was decreased by 2.34%."


Logged into my Target account and the following note was on my statement, "Annual Percentage Rate (APR) Lowered
Good news -- after a recent review of your account, we've lowered your APR. Your lower APR is in effect now and you can see it on this statement. Thanks for using your REDcard®!"



Anyone else have a lowered APR?  I'm still at a CL of $1000 which I am ok with because Target is my kryptonite ... if they increase i will use it all.

Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700

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Senior Contributor
Posts: 4,329
Registered: ‎09-06-2008

Re: Target APR Reduction Anyone

yea, sometime last year they dropped my APR by about 2% as well.  i found it pretty amusing.

Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.

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