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Despite reading countless threads on this forum about how stingy Target is, I app’ed for it in Aug 2013 - $300 CL.
1. $200 CL to start. -->$300-->$500-->$800 as of 7/30/13
2. Opened in-store 11/2012
Target Visa
CL: $4000
Opened: 2010
Still @ $300 after 9 months.
@parakleet wrote:
Yeah, I have to say that threads like this are in no way tempting me to get a target card even though I actually shop there! The funny thing is that in the store, they're always pushing the 5% cash back as the incentive to sign up but with those CLs, it's a pretty worthless card.
+1 I did see someone write their limit was 4k on their visa. I mean with 200-300 dollar cl if I buy $150 worth of stuff my util on the card is just way to high for reporting purposes. Forget about buying electronics. I don't think I I would want those limits reporting on my CR I would hate to think if I apply for CC in the future other lenders would think I would be ok with them giving me a low limit.
Currentl there is no Target Visa to apply for.
You don't get a Target Card for some go to credit card and limit to help you util.
You get Target Credit Card for the ongoing 5% off instantly at checkout!