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Target CC ... what is your CL?

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sunkissed
Established Contributor

Re: Target CC ... what is your CL?

Despite reading countless threads on this forum about how stingy Target is, I app’ed  for it in Aug 2013 - $300 CL.

NFCU Flagship $32K | NFCU Cashrewards $42K | Discover IT $39K | SECU Visa $20K | Chase SW $24k | CSR $15K | Chase Bonvoy $11.5K | Chase Freedom $11.5K | Chase Amazon Visa 8.5K | AMEX Bonvoy $18.1K | AMEX Hilton Surpass $15K | AMEX Hilton Aspire $24.4K | AMEX Gold | Aviator Red $16K | Uber Visa 10k | Citi TY Premier $24.6K | BoA Premium Rewards 35k | BoA Cash Rewards Visa $31.5k | BoA Cash Rewards MC $23k | US Bank Cash+ $10k | USAA AMEX $6K | Cap1QS $11K | BJs MC $27.6K | Walmart MC $5.1K | Loft MC $25,000 | Macy’s Store/Amex $20K/$1K | BR Visa $10K | JCP $1K | VS $3.2K | Home Depot $5K | Lowes $8.5K | Target $14.5k
Message 11 of 42
Ravensfan2001
Established Contributor

Re: Target CC ... what is your CL?

1. $200 CL to start. -->$300-->$500-->$800 as of 7/30/13

2. Opened in-store 11/2012


Starting Scores: (4/16/12 lender pull) TU 596 | EX 550 | EQ 576
Current Score (9/3/15): Wally TU 639 | Amex EX 628 | DCU EQ 639
Goals: Homeowner as of 9/27/2013. Last app 8/1/15. TU-5; EX-16; EQ-13. Aiming for ZERO inqs.
Message 12 of 42
RockinRay
Valued Contributor

Re: Target CC ... what is your CL?

Target Visa

CL: $4000

Opened: 2010

Ray

** Every Card has a Job, and Every Card does its Job **
Message 13 of 42
haiti222
Contributor

Re: Target CC ... what is your CL?

Still @ $300 after 9 months.

Message 14 of 42
youngandcreditwrthy
Senior Contributor

Re: Target CC ... what is your CL?

Mine was $300
But after 1.5 years of no cli, I shut 'er down.
Ain't nobody got time for stingy Targét!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 15 of 42
parakleet
Valued Contributor

Re: Target CC ... what is your CL?

Yeah, I have to say that threads like this are in no way tempting me to get a target card even though I actually shop there! The funny thing is that in the store, they're always pushing the 5% cash back as the incentive to sign up but with those CLs, it's a pretty worthless card.

Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 16 of 42
ezdoesit
Valued Contributor

Re: Target CC ... what is your CL?


@parakleet wrote:
Yeah, I have to say that threads like this are in no way tempting me to get a target card even though I actually shop there! The funny thing is that in the store, they're always pushing the 5% cash back as the incentive to sign up but with those CLs, it's a pretty worthless card.

+1   I did see someone write their limit was 4k on their visa.  I mean with 200-300 dollar cl if I buy $150 worth of stuff my util on the card is just way to high for reporting purposes.  Forget about buying electronics. I don't think I I would want those limits reporting on my CR I would hate to think if I apply for CC in the future other lenders would think I would be ok with them giving me a low limit.

Message 17 of 42
09Lexie
Moderator Emerita

Re: Target CC ... what is your CL?

I had a Target CC in 2003? The initial CL was $600, I did get a CLI about 1 yr later to $800 Smiley LOL Needless to say, I closed it in 2008
Message 18 of 42
Creditaddict
Legendary Contributor

Re: Target CC ... what is your CL?

Currentl there is no Target Visa to apply for.

You don't get a Target Card for some go to credit card and limit to help you util.

 

You get Target Credit Card for the ongoing 5% off instantly at checkout!

Message 19 of 42
09Lexie
Moderator Emerita

Re: Target CC ... what is your CL?

Didn't their Debit Card give the 5% off? Idk if its still around.
Message 20 of 42
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