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Target CLI Policy

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Creditaddict
Legendary Contributor

Re: Target CLI Policy

Well I called 3 times to update my 3 Target Red Cards to "update my income" to be considered on the 30 day review Smiley Tongue

Message 31 of 55
mato01
Regular Contributor

Re: Target CLI Policy

Called today and updated my current salary informatioin. Guess I'll see what happens.



In the Garden until 6/1/2016
Mar 2014: All Scores in the 520 range.
FEB 2016: myFICO: EQ 660, TU 682 EX 681
Message 32 of 55
Astudillo1321
Member

Re: Target CLI Policy

i have only had my card for about 6 months how long should i wait to call? i only have a $300 limit but i shop there quite a bit. 

Best Buy Credit - 500 / Barclay card -1,500 / Capital One Secure - 750 Grow Financial - 5,000 / First Primer - 450 / Victoria Secret - 250 / Walmart - 400 / USAA Amex Secure - 250 / Littman Jewelers - 1,800
Target - 300 / Chase Freedom - 500 / American Express Blue Cash - 4,500 / Navy Federal Flag Ship - 12,000 / Care Credit - 5,200


Message 33 of 55
Anonymous
Not applicable

Re: Target CLI Policy


@FinStar wrote:

@Anonymous wrote:

@Anonymous wrote:

@lg8302ch wrote:

@tempusfugit123 wrote:

Until they start showing signs that they are more customer friendly with increases I wouldn't bother getting this card.


That is exactly the reason why I got the Target RED debit card. No cut in AAoA and no problem with util due toy limit no high APR but it comes with FREE shipping and 5%. This is all I care about on this card anyhow. Smiley Happy


Isn't it scary to give Target access to your checking account? Hopefully Target doesn't get hacked again, because a lot of the RED debit card users got their bank accounts drained, while the Target CCs were unaffected.


Do they have a V/MC/AX version of the card? It might be one of those to add to the list for next year if so..


They have the Visa version which will be converted to MC.  Currently, they are not taking applications for the latter, just the REDCard or REDCard Debit Card.


There seems to be a lot of changing of store cards to MC lately... Wonder what's the deal..

Message 34 of 55
CreditUnionFan
Valued Contributor

Re: Target CLI Policy


@Creditaddict wrote:

Well I called 3 times to update my 3 Target Red Cards to "update my income" to be considered on the 30 day review Smiley Tongue


Of COURSE CreditAddict would have THREE Target Red Cards! Smiley Very Happy

I was going to garden... Honest!
Message 35 of 55
Creditaddict
Legendary Contributor

Re: Target CLI Policy

I use to have 4 Smiley Tongue
Message 36 of 55
Astudillo1321
Member

Re: Target CLI Policy

I just called to updated my income as well they told me they base it off the info they have on file puls my income. I should know by next statement according to the rep. We shall see.
Best Buy Credit - 500 / Barclay card -1,500 / Capital One Secure - 750 Grow Financial - 5,000 / First Primer - 450 / Victoria Secret - 250 / Walmart - 400 / USAA Amex Secure - 250 / Littman Jewelers - 1,800
Target - 300 / Chase Freedom - 500 / American Express Blue Cash - 4,500 / Navy Federal Flag Ship - 12,000 / Care Credit - 5,200


Message 37 of 55
CreditUnionFan
Valued Contributor

Re: Target CLI Policy


@I'm Creditaddict wrote:
I use to have 4 Smiley Tongue

So you had $100 credit lines on all four?  Lol

 

The CSR didn't prompt me for my income, but I commented that "I heard that I need to update my income information", and the CSR said yes, they have a program to review credit lines monthly now that we've provided our annual income. (so I'll see, no instant answer)

I was going to garden... Honest!
Message 38 of 55
GlocksAndCredit
Regular Contributor

Re: Target CLI Policy


@Creditaddict wrote:

Well I called 3 times to update my 3 Target Red Cards to "update my income" to be considered on the 30 day review Smiley Tongue


Same here - he said 75 days Smiley Mad Ugh. I can't believe they're even going that far. He said I wasn't eligible for an immediate CLI. 

CSP $9500, CapitalOne VentureOne Sig Visa $8000 Chase Freedom Sig Visa $5000, Citi ThankYou Preferred Sig Visa $5000, Amazon Store Card $5000, Discover IT $4800, CapitalOne Quick Silver MasterCard $4000, Fidelity AMEX $4000, Sallie Mae Mastercard $3300, Hilton Honors Sig Visa $3300, Citi Double Cash $2700, SunTrust Cash Rewards $2500, Citi Simplicity Visa $2300, AMEX BCE $2000, AMEX Everyday $2000, AMEX Delta SkyMiles $2000, Amazon Reward Visa $1800, BP VIsa $1800, Barclays Apple Visa $1700, Suncoast FCU $1000, Target REDCard $900

Current Scores: EQ 727 (Fico), EX 735 (Fico) **In the Garden unti....forever.
Message 39 of 55
B335is
Moderator Emeritus

Re: Target CLI Policy

You all made me go check my account.  Nope, still massive $200 limit for 16 years lol. 

Message 40 of 55
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