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My Target card was the first one i applied for after pretty much tanking my credit (ex husband with bad financial skills, and rebuilding after divorce) . I was approved at the register with a 250. limit, but they auto cli'd it to 1k after about 3 months. yes, it has sat at 1k for the past few years, but I do use it more than any other credit card. so I guess im just proof it isnt impossible.