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Valued Contributor
Posts: 1,603
Registered: ‎12-07-2008
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Re: Target Card!!!!

Interesting.  How does the debit card work?  Do you attach it to your bank account so it comes directly out of there?  Does it report to the all 3 CRs?

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
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Contributor
Posts: 129
Registered: ‎03-24-2011
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Re: Target Card!!!!

It's attached to your checking account ..when you apply for the debit you have to take a blank check with you (for account and routing number) my guess.... But I don't think they report anything because it's your checking accounts money not theirs. BUT YOU STILL GET THE 5% off you purchase which is great! So far I made 4 purchases and it's nice to see at the bottom of the receipt 8.00 off etc.... Lol thats piggy bank money.
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Contributor
Posts: 129
Registered: ‎03-24-2011
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Re: Target Card!!!!

Ohh and another thing I forgat to mention it's just like using a check because it will not draft the funds until like 2-4 days later.
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Established Contributor
Posts: 793
Registered: ‎08-02-2008
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Re: Target Card!!!!


New2score wrote:
It's attached to your checking account ..when you apply for the debit you have to take a blank check with you (for account and routing number) my guess.... But I don't think they report anything because it's your checking accounts money not theirs. BUT YOU STILL GET THE 5% off you purchase which is great! So far I made 4 purchases and it's nice to see at the bottom of the receipt 8.00 off etc.... Lol thats piggy bank money.

Okay... so are you saying you can apply for the Target debit card using your own checking account? So if I had a USAA checking account... I could get a Target debit card that "used" that account? I don't have to open a checking account with Target??

 

 

FICO: EX: 752 (4/15); TU: 754 (3/15); EQ 732 (3/15)

In My Wallet: Amazon X 1 | Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 5 | Citi X 6 | DCU X 1 | DinersClub X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 2 | Macys X 1 | PenFed X 2 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

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Regular Contributor
Posts: 156
Registered: ‎03-21-2011
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Re: Target Card!!!!

Yes, the Target Debit card will use your USAA checking accountl.

 

I also have a Target Debit card (and Red Charge Card) and when I used the debit card, it took on average 3 days before it was deducted from my USAA checking. It works quite well.

 

No Target accouint required and as far as I know, TNB does not offer checking or savings, only the cards.

 

Hope this helps you out.

 

Ray

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Contributor
Posts: 129
Registered: ‎03-24-2011
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Re: Target Card!!!!

Yea any checking account. But remember you gotta take a blank check or else your not gonna be able to get it processed .
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Established Contributor
Posts: 793
Registered: ‎08-02-2008
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Re: Target Card!!!!


New2score wrote:
Yea any checking account. But remember you gotta take a blank check or else your not gonna be able to get it processed .

Interesting! Is there a fee for this debit card??

FICO: EX: 752 (4/15); TU: 754 (3/15); EQ 732 (3/15)

In My Wallet: Amazon X 1 | Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 5 | Citi X 6 | DCU X 1 | DinersClub X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 2 | Macys X 1 | PenFed X 2 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps until the end of the year! Wish me luck!
Member
Posts: 6
Registered: ‎03-31-2011
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Re: Target Card!!!!

There is no fee for this card.

Established Contributor
Posts: 793
Registered: ‎08-02-2008
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Re: Target Card!!!!

One last Q - Do they HP for the target debit card app?

FICO: EX: 752 (4/15); TU: 754 (3/15); EQ 732 (3/15)

In My Wallet: Amazon X 1 | Amex X 5 | Barclays X 2 | BOA X 1 | CapOne X 3 | Chase X 5 | Citi X 6 | DCU X 1 | DinersClub X 1 | Discover X 1 | Fidelity X 1 | Fifth Third X 2 | Macys X 1 | PenFed X 2 | PSECU X 1 | Sams Club MC X 1 | Target RedCard X 1 | USAA X 2 | US Bank X 1 | Walmart X 1 | Wells Fargo X 1

Holding off apps until the end of the year! Wish me luck!
Member
Posts: 6
Registered: ‎03-31-2011
0

Re: Target Card!!!!

No it's a soft, same with Nordstrom's debit card.

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