Target NFCU CC offer

Duncanrr · ‎01-15-2014

FYI, anyone else received this offer lately?

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

MsLadyRover · ‎01-15-2014

I received it yesterday.

Starting Score: 639 (Walmart TU)
Current Score: TU 715 (Barclay) EX 685 (myFICO) EQ 697 (myFICO)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)
Take the FICO Fitness Challenge

baller4life · ‎01-15-2014

Yep got the email yesterday.

brianjb · ‎01-15-2014

I signed up for that offer a week or two ago. It was on their web page.

Duncanrr · ‎01-15-2014

@brianjb wrote:
I signed up for that offer a week or two ago. It was on their web page.

What was the result?

Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge

_jb_ · ‎01-15-2014

I got it and promptly deleted it, as I am in the Garden.

Starting Scores: myFICO EQ: 678, myFICO TU: 676, myFICO EX: 678 (01/2013)
Latest Scores: myFICO EQ: 789, myFICO TU: 782, myFICO EX: 788
My Wallet: American Express BCE, NFCU cashRewards, Capital One Quicksilver, Discover It, Chase Freedom, Chase Amazon Rewards
Gardening since 02/07/17

brianjb · ‎01-15-2014

@Duncanrr wrote:
@brianjb wrote:
I signed up for that offer a week or two ago. It was on their web page.

What was the result?

It went well. Because of the forums here, I found out about NFCU and that they offer BT offer's a couple of times a year. So I signed up for a card in December, with the intent of using it as a transfer card.

As soon as I saw the offer, I did the transfers.

The reps at NFCU have been really helpful.

If you are eligible, I recommend applying for the card. It is not very often that you see a zero fee transfer offer. Other credit card companies charge 3% or whatever to transfer.

Good luck!!

DaveSignal · ‎01-15-2014

I received it. And don't think that there is anything all that extraordinary about the offer. Why would I open a new card just to transfer balances at interest, especially considering that the only balance I am carrying is at 0% from NFCU's last 0% BT offer (which they do at least once a year)? I have also received a similar offer from USAA a few weeks before. The USAA offer even came with BT checks that could be written for a cash advance at the low BT rates. I didn't use those either.

EX:694 TU:744 EQ:777

Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k

sniggy20 · ‎01-15-2014

Not a frequent poster but an avid reader. Recieved the same offer as above posters. I joined nfcu 12-07-2013 got savings, checking, and cash rewards. Waiting for 3mo. statement to credit line increase on cash rewards because opened 4 accounts in '13. AAoA dropped to 8yr.10mon. Eq.Fico 708. I feel I'd get more "bang" for the buck waiting for the credit line increase than applying. Current cl on cash rewards is 5K with 1500 outstanding with a 500.00 payment pending for friday. Would you wait or would you apply? If I applied it would be the platinum. HAVE ENOUGH REWARDS CARDS. Ideas, advice much appreciated. BK 7 2005. Ficos Ex.731 Eq.708 Tu.687

Thanks,

Sniggy20

baller4life · ‎01-15-2014

With your scores, I am surprised you didn't get a five digit cl. Maybe it's the bk. Well you could always go for it and if you get the 3-5 day message call ans withdraw it if you don't want the hp