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Member
squishyn00dles
Posts: 23
Registered: ‎05-06-2012

Target REDcard application FYI

[ Edited ]

Today I applied in-store for the Target REDcard (the credit card, not the debit) and after the associate processed the application she got an error about the server for processing applications being down or something.  The screen instructed her to tell me (the customer) to try again on another day, and to give me the 5% discount anyhow.  She indicated to me that apparently their application system goes down frequently.

 

Anyhow, I ended up calling the customer service line later just to check and I was approved after all.  If I didn't think to call I would have applied again in a few days and taken another inquiry!  Just an FYI to everyone, if you apply and get told there's some sort of error make sure to call and check before applying again!

Valued Contributor
Repo-ed
Posts: 2,953
Registered: ‎02-09-2012

Re: Target REDcard application FYI

good heads-up

Valued Contributor
trumpet-205
Posts: 2,177
Registered: ‎11-11-2010

Re: Target REDcard application FYI

What's your CL?

In My Wallet:
Citi Forward (12/2010) | Citi TY Preferred (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Frequent Contributor
SwampSystems
Posts: 358
Registered: ‎06-25-2012

Re: Target REDcard application FYI

Probably 300 :smileylol:

 

FYI the debit card is a soft pull

Member
squishyn00dles
Posts: 23
Registered: ‎05-06-2012

Re: Target REDcard application FYI

My CL is for $1500. :smileyhappy:

Valued Contributor
RockinRay
Posts: 1,938
Registered: ‎08-13-2007

Re: Target REDcard application FYI

I think they are getting a bit better with credit lines lately.

 

My approval was $2500 about a year ago, and my daughter (19) just got $750. When she app'd, we figured she would get $200 so we were both pleased!

Ray

** Every Card has a Job, and Every Card does its Job **

Contributor
tboy1977
Posts: 221
Registered: ‎07-11-2012

Re: Target REDcard application FYI

I got $200,so I'm hoping it will increase.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Member
squishyn00dles
Posts: 23
Registered: ‎05-06-2012

Re: Target REDcard application FYI

I felt so bad, the poor girl that was checking me out got SO EXCITED that she had a REDcard app in line (I guess they get incentivized somehow) and then it didn't seem to work.  Oh well, happy I got it!  The only issue is that I guess you usually get a receipt with your number to use in the meantime while waiting for the card, and I didn't.

Established Member
bndresa1321
Posts: 26
Registered: ‎07-02-2012

Re: Target REDcard application FYI

Yea I worked at Target for a few years and they do get recognition and maybe a small price for opening up a new account.  I do remember though that even then we often had problems with the system going through successfully, but were recognized for the attempt either way. 

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.5K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K

Scores:
TU (12/2012) - 720 | EX (12/2012) - 744


Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: Target REDcard application FYI


squishyn00dles wrote:

My CL is for $1500. :smileyhappy:


Nice !1

 

I'm still at $500 on my RedCard store card





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