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Target REDcard application FYI

Target REDcard application FYI

Today I applied in-store for the Target REDcard (the credit card, not the debit) and after the associate processed the application she got an error about the server for processing applications being down or something.  The screen instructed her to tell me (the customer) to try again on another day, and to give me the 5% discount anyhow.  She indicated to me that apparently their application system goes down frequently.

 

Anyhow, I ended up calling the customer service line later just to check and I was approved after all.  If I didn't think to call I would have applied again in a few days and taken another inquiry!  Just an FYI to everyone, if you apply and get told there's some sort of error make sure to call and check before applying again!

Message 1 of 22
21 REPLIES
Valued Contributor

Re: Target REDcard application FYI

good heads-up

5/2012: 560 credit scores across the board
12/2014 750+
3/2017 780+
5/2017 800+
Message 2 of 22
Valued Contributor

Re: Target REDcard application FYI

What's your CL?

Message 3 of 22
Frequent Contributor

Re: Target REDcard application FYI

Probably 300 Smiley LOL

 

FYI the debit card is a soft pull

Message 4 of 22

Re: Target REDcard application FYI

My CL is for $1500. Smiley Happy

Message 5 of 22
Valued Contributor

Re: Target REDcard application FYI

I think they are getting a bit better with credit lines lately.

 

My approval was $2500 about a year ago, and my daughter (19) just got $750. When she app'd, we figured she would get $200 so we were both pleased!

Ray

** Every Card has a Job, and Every Card does its Job **
Message 6 of 22
Contributor

Re: Target REDcard application FYI

I got $200,so I'm hoping it will increase.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: EQ 456, EX 534, TU 411 (Aug 2012) FICO (8/2012 -- EQ 564, EX 584 (from BofA) TU 551)
Goal scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 30% APR auto loan (Jan 2012), Secured [CapOne (3K), PNC (1300), NFCU (1K), Coke (2500)] and Target (200)
Message 7 of 22

Re: Target REDcard application FYI

I felt so bad, the poor girl that was checking me out got SO EXCITED that she had a REDcard app in line (I guess they get incentivized somehow) and then it didn't seem to work.  Oh well, happy I got it!  The only issue is that I guess you usually get a receipt with your number to use in the meantime while waiting for the card, and I didn't.

Message 8 of 22
Valued Member

Re: Target REDcard application FYI

Yea I worked at Target for a few years and they do get recognition and maybe a small price for opening up a new account.  I do remember though that even then we often had problems with the system going through successfully, but were recognized for the attempt either way. 

Credit Cards:
Capital One Platinum MC (11/2009) - $2K | Discover IT(07/2011) - $1.25K | GECRB Visa (07/2012) - $2.17K | Citi Dividend Visa (12/2012) - $4K | Chase Freedom Visa (12/2012) - $5K | AMEX BCP (11/2014) - $5K | Chase Sapphire Preferred Visa (12/2014) - $9K


Message 9 of 22
Super Contributor

Re: Target REDcard application FYI


squishyn00dles wrote:

My CL is for $1500. Smiley Happy


Nice !1

 

I'm still at $500 on my RedCard store card




Message 10 of 22