Target REDcard application FYI

Anonymous · ‎08-13-2012

Today I applied in-store for the Target REDcard (the credit card, not the debit) and after the associate processed the application she got an error about the server for processing applications being down or something. The screen instructed her to tell me (the customer) to try again on another day, and to give me the 5% discount anyhow. She indicated to me that apparently their application system goes down frequently.

Anyhow, I ended up calling the customer service line later just to check and I was approved after all. If I didn't think to call I would have applied again in a few days and taken another inquiry! Just an FYI to everyone, if you apply and get told there's some sort of error make sure to call and check before applying again!

Repo-ed · ‎08-13-2012

good heads-up

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891

trumpet-205 · ‎08-13-2012

What's your CL?

SwampSystems · ‎08-13-2012

Probably 300

FYI the debit card is a soft pull

$12,500 Chase Freedom Visa Signature | $12,000 Walmart Store | $11,600 Amex BCE | $11,500 Discover it | $7,500 US Bank Cash+ | $6,000 NFL Extra Points Visa | $6,000 C1 Quicksilver Visa Signature | $5,000 C1 Quicksilver World MC | $300 Target REDcard

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Anonymous · ‎08-14-2012

My CL is for $1500.

RockinRay · ‎08-14-2012

I think they are getting a bit better with credit lines lately.

My approval was $2500 about a year ago, and my daughter (19) just got $750. When she app'd, we figured she would get $200 so we were both pleased!

Ray

** Every Card has a Job, and Every Card does its Job **

tboy1977 · ‎08-14-2012

I got $200,so I'm hoping it will increase.

Starting scores: EQ 420, EX 421, TU 405 (Jan 2011)
Bk Ch 7 Discharged Mar 2011
Current scores: Julty 2019: TU - 655, EX - 619, EQ - 640
FICO Dream Scores: EQ 700+, EX 700+, TU 700+

Credit accounts: 22% APR auto loan (Mar 2017), Secured [Coke (4000), Discover (1000)], Unsecured [CreditOne $1500, Walmart $150, Target $200], World Finance: $1500, Courtesy Finance: $700, Speedy Finance: $1200 (charged-off)

Anonymous · ‎08-14-2012

I felt so bad, the poor girl that was checking me out got SO EXCITED that she had a REDcard app in line (I guess they get incentivized somehow) and then it didn't seem to work. Oh well, happy I got it! The only issue is that I guess you usually get a receipt with your number to use in the meantime while waiting for the card, and I didn't.

bndresa1321 · ‎08-14-2012

Yea I worked at Target for a few years and they do get recognition and maybe a small price for opening up a new account. I do remember though that even then we often had problems with the system going through successfully, but were recognized for the attempt either way.

CS800 · ‎08-14-2012

@Anonymous wrote:
My CL is for $1500.

Nice !1

I'm still at $500 on my RedCard store card