No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Age is age. CL does not factor.
Your account already exists so it will exist with the CRA for 10 years even if you cancel it with Target today.
*well poop*
thank for the info folks!
I was approved for a $200 Target Red Card at the register when I applied, I spent $185.00 that day and they charged it to my card, I was planning on paying cash for it that day and did not know I would be applying, anyway I immediately went to customer service and paid the $185.00 of that was just charged to it. A week or so later I charged a few bucks on the card and paid it off about a week later. By the time I got my first statement they increased me to $500. However, it took about a 14 months before they would give me a second increase even though I spend alot at target during the year using my card and with perfect payments. Once they decided to increase they upp'd me to $1,000. I have been with them now for almost 2 years and hoping they will up me again soon.
Every time I type this I think about how it looks -- Target Visa is my highest limit, Amex Delta is my lowest...
Opened a Red Card in 02 w/ a 200 limit. About 2 (or three?) years later they took it to a visa w/ a 1k limit. It sat there until Feb of 08 and VOILA, auto-cli to 5k. This past October they auto-cli'd me to 7k.
Sure the IR is nasty, tho the Visa DOES have a luv button -- but I can't complain. I really do like those 10% coupons.