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Established Contributor
wollepopolle
Posts: 545
Registered: ‎09-12-2010
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Target Red Card combined with gift cards for 5% discount?

[ Edited ]

We were wondering today at Target if we could still get the 5% off through our red card but use the Target gift cards that we got for Christmas to pay for our purchase. The cashier said it didn't  work but I don't trust her. What do the experts say?

Valued Contributor
usmc58555
Posts: 1,673
Registered: ‎02-18-2009
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Re: Target Red Card combined with gift cards for 5% discount?

[ Edited ]

the discount is automatic with the CC use. I am sure the GC does not trigger it.

 

the cashiers do not initiate the discount.

 

You can try to mix pay  some of the balance with the CC.

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Established Contributor
wollepopolle
Posts: 545
Registered: ‎09-12-2010
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Re: Target Red Card combined with gift cards for 5% discount?

We wanted to apply the Recard discount but then pay 100% with the gift card.

 

The cashier said that if we do mixpay, we will only get 5% on the part that we actually charge to the Redcard.

Valued Contributor
usmc58555
Posts: 1,673
Registered: ‎02-18-2009
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Re: Target Red Card combined with gift cards for 5% discount?

well you have your answer

Signature line begins:
Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,
Established Contributor
wollepopolle
Posts: 545
Registered: ‎09-12-2010
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Re: Target Red Card combined with gift cards for 5% discount?


usmc58555 wrote:

well you have your answer


That's what I am wondering. The cashier wasn't especially CC savvy and appeared rather clueless. Her answer was more of a speculation. I didn't bother to dig deeper. Maybe she was correct. But maybe people on here know more. We ended up not swiping our Redcard, so I don't know what would have happened.

Valued Contributor
usmc58555
Posts: 1,673
Registered: ‎02-18-2009
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Re: Target Red Card combined with gift cards for 5% discount?

I am one hundrede percent sure that is you swiped your redcards and then voided them the discount would void as well. 

 

I am not so sure that if you swiped them on partial they would not apply the 5% to the total of the bill.

Signature line begins:
Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,
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Creditaddict
Posts: 20,880
Registered: ‎10-23-2007
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Re: Target Red Card combined with gift cards for 5% discount?

You only get the 5% on the portion of the charge you put on the card.

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You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
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Senior Contributor
john398
Posts: 3,521
Registered: ‎01-19-2009
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Re: Target Red Card combined with gift cards for 5% discount?

 


Creditaddict wrote:

You only get the 5% on the portion of the charge you put on the card.


Ithought you once got 10% off by splitting it on 2 cards, I am confused

 

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Creditaddict
Posts: 20,880
Registered: ‎10-23-2007
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Re: Target Red Card combined with gift cards for 5% discount?

 


john398 wrote:

 


Creditaddict wrote:

You only get the 5% on the portion of the charge you put on the card.


Ithought you once got 10% off by splitting it on 2 cards, I am confused

 


I did, but by the next week I went shopping, it was fixed in the computer... just 5% :smileysad:

 

Fico Scores: EQ- 682 DCU, TU 696 Walmart, EX 695 NASA(10-6-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
63 Cards and Counting :smileytongue:
Senior Contributor
john398
Posts: 3,521
Registered: ‎01-19-2009
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Re: Target Red Card combined with gift cards for 5% discount?

Oh someone must of tipped them off


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