01-26-2014 10:18 AM
I had the misfortune to use my BOA Cash Rewards card and my Chase Southwest card at Target during the period of the security breach. With no notice, BOA “closed” my account and reissued a new card number. I discovered this when I went online to check my account. When I called to find out what was going on, a CSR explained that it wasn’t really closed – they just deactivated that number and issued a new card with a new number. I just can’t believe they did it without notifying me. The CSR said they mailed the new cards with an explanation. On the flip side – Chase sent me an email saying my current card is being replaced and that the current card will be honored until February 21st or until I activate the replacement card. Chase certainly wins in the customer service comparison…
Has anyone else experienced this?
01-26-2014 10:31 AM
01-26-2014 12:25 PM
Yes, I experienced the exact same situation that you described. The notification came by email about a week later. I just happened to log on to check on the status of my account, as I like to keep a close eye on things, and discovered that the account wasn't available. I called up the 800 number on the back of the card and the automated system told me the account was closed. I spoke to a CSR who explained that it was because of a security breach reported by a merchant (Target? I asked. Yes, was the answer.) and that they had already issued me a new card. The card arrived yesterday. You should be fine, but I agree that they should have informed customers sooner.
01-26-2014 02:36 PM
My DS used her WF Debit card last week at Target. Is it safe to use cards at Target now?
I would not be using plastic of any sort at Target and be paying with cold hard cash, not even check which they will convert to electronic....
01-26-2014 02:40 PM
I wouldn't trust Target with a ten-foot pole, for quite awhile - at least until the senate hearings make their conclusions and until Target fixes their multiple issues with Target credit/debit cards, gift cards, backtracking on returns and refunds, admits their online shopping site is snafu'd, and comes clean about why they stored customers' data for so long and with whom they shared it with. JMO.
01-26-2014 03:14 PM
As is usually the case, this breach could have been more widespread than what Target initially had reported.
There have been reports that personal information may have been compromised (home, phone numbers, email addresses, and even encrypted debit pin #s).
01-26-2014 03:35 PM
Open123, those reports have already been confirmed. Target admitted the methods they used to email their customers for signing up to the credit-monitoring - the info they gathered was from previous sales, email addresses used for sign-ups, baby/wedding registries, surveys, online shopping, their Target card app info and god knows what else (employee applications anyone?), much of this on people who had not shopped or had anything to do with Target in years. Scanning DL's I'm guessing, is also a major contention but Target is sidestepping that one.
01-26-2014 03:47 PM
RnJ wrote:Scanning DL's I'm guessing, is also a major contention but Target is sidestepping that one.
If they engaged in this practice, those compromised should start a class action suit and sue them for damages.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO