Reply
Regular Contributor
Posts: 440
Registered: ‎02-08-2012
0

Target Store Credit Card

From what I hear, the Target card is fairly easy to get with most people being approved in the low 6's... Is this true? Do any of you have the card? I'm considering applying and I'm curious about this card..

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Highlighted
Regular Contributor
Posts: 203
Registered: ‎11-17-2011
0

Re: Target Store Credit Card

Ya some people but when they pulled my cr I had equifax of 709 fico and was denied because of inq
Fico's in 500s across all three and one nfcu nrewards card with 2k limit for rebuilding
Regular Contributor
Posts: 440
Registered: ‎02-08-2012
0

Re: Target Store Credit Card

How many Inquiries did you have at the time?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Frequent Contributor
Posts: 259
Registered: ‎01-10-2012
0

Re: Target Store Credit Card

I applied back in 2008 and was approved with a $200 limit.  I'm not sure what my exact scores were but I'm sure it had to be around the very low 600s.

About 3 months later, they raised my limit to $500 and it has been there since.


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


Take the FICO Fitness Challenge
Established Contributor
Posts: 921
Registered: ‎12-10-2011
0

Re: Target Store Credit Card

denied for too many inquiries and I was in 700's tooSmiley Surprised


Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800

If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


Contributor
Posts: 106
Registered: ‎08-05-2011
0

Re: Target Store Credit Card

I got one in June with a 200 limit. They pulled TU which has some nasty stuff but is a mid 600. 


January 2011 Score: 663
Current Score: 704
Goal Score: 750
Regular Contributor
Posts: 440
Registered: ‎02-08-2012
0

Re: Target Store Credit Card

How many Inq's did you have when you applied?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit Smiley Happy
Contributor
Posts: 106
Registered: ‎08-05-2011
0

Re: Target Store Credit Card


Tommy5746 wrote:

How many Inq's did you have when you applied?


5


January 2011 Score: 663
Current Score: 704
Goal Score: 750
Epic Contributor
Posts: 25,589
Registered: ‎10-23-2007
0

Re: Target Store Credit Card

I have always had horrible limits with them but I have never been declined... and INQ were never an issue in the past but I have see a "LOT" of posts lately that they have gotten REALLY sensitive to INQ which doesn't make sense to me at all... I have 4 cards with them. $300, $200, $200, $1500.  The $1500 started at $200 up to $1000, and then just recently the increase to $1500... this was my 3rd card and the only one I have seen get an increase EVER.

Fico Scores: EQ- 670., TU 710 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
95 Cards and Counting Smiley Tongue
Frequent Contributor
Posts: 259
Registered: ‎01-10-2012
0

Re: Target Store Credit Card


Creditaddict wrote:

I have always had horrible limits with them but I have never been declined... and INQ were never an issue in the past but I have see a "LOT" of posts lately that they have gotten REALLY sensitive to INQ which doesn't make sense to me at all... I have 4 cards with them. $300, $200, $200, $1500.  The $1500 started at $200 up to $1000, and then just recently the increase to $1500... this was my 3rd card and the only one I have seen get an increase EVER.


How did you end up with 4 cards?


Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.