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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Target Store Credit Card

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‎02-10-2012 07:20 AM

From what I hear, the Target card is fairly easy to get with most people being approved in the low 6's... Is this true? Do any of you have the card? I'm considering applying and I'm curious about this card..

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
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Regular Contributor
Carlile92
Posts: 194
Registered: ‎11-17-2011

Re: Target Store Credit Card

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‎02-10-2012 07:43 AM

Ya some people but when they pulled my cr I had equifax of 709 fico and was denied because of inq
Discover more(1000) cl my heavy use and pif card-----Kay/Jared's jewlers 1300 cl on each-----Amazon card 400 cl-----Walmart 900 cl----Cap one no hassle cash rewards 500 cl stingy bums ----Barclay apple card 1000 cl----chevron gas card 500cl----Bofa cash rewards 600 cl---carnival 500 cl care credit--1000cl--penfed PLOC-500 Oldnavy store card 1000 cl
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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: Target Store Credit Card

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‎02-10-2012 07:46 AM

How many Inquiries did you have at the time?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
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Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012

Re: Target Store Credit Card

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‎02-10-2012 07:46 AM

I applied back in 2008 and was approved with a $200 limit.  I'm not sure what my exact scores were but I'm sure it had to be around the very low 600s.

About 3 months later, they raised my limit to $500 and it has been there since.

Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
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Established Contributor
JusdoNit
Posts: 921
Registered: ‎12-10-2011

Re: Target Store Credit Card

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‎02-10-2012 07:53 AM

denied for too many inquiries and I was in 700's too:smileysurprised:

Starting Score: 722
Current Score: Now 687 what the hockey sticks...from a 784 (Aug 12 EX 751 EQ Fico)
Goal Score: 800
If your outGo is more than your INcome than your UpKeep will become your downFALL.

Take the FICO Fitness Challenge


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Contributor
jmzd
Posts: 106
Registered: ‎08-05-2011

Re: Target Store Credit Card

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‎02-10-2012 08:37 AM

I got one in June with a 200 limit. They pulled TU which has some nasty stuff but is a mid 600. 

January 2011 Score: 663
Current Score: 704
Goal Score: 750
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Regular Contributor
Tommy5746
Posts: 440
Registered: ‎02-08-2012

Re: Target Store Credit Card

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‎02-10-2012 09:09 AM

How many Inq's did you have when you applied?

Goal: 700 and an Amex Card!

Chicks Dig Guys With Good Credit :smileyhappy:
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Contributor
jmzd
Posts: 106
Registered: ‎08-05-2011

Re: Target Store Credit Card

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‎02-10-2012 09:23 AM

Tommy5746 wrote:

How many Inq's did you have when you applied?

5

January 2011 Score: 663
Current Score: 704
Goal Score: 750
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Mega Contributor
Creditaddict
Posts: 11,036
Registered: ‎10-23-2007

Re: Target Store Credit Card

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‎02-10-2012 10:34 AM

I have always had horrible limits with them but I have never been declined... and INQ were never an issue in the past but I have see a "LOT" of posts lately that they have gotten REALLY sensitive to INQ which doesn't make sense to me at all... I have 4 cards with them. $300, $200, $200, $1500.  The $1500 started at $200 up to $1000, and then just recently the increase to $1500... this was my 3rd card and the only one I have seen get an increase EVER.

Waiting is so Overrated! :smileytongue:
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Frequent Contributor
LadyRover
Posts: 259
Registered: ‎01-10-2012

Re: Target Store Credit Card

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‎02-10-2012 10:57 AM

Creditaddict wrote:

I have always had horrible limits with them but I have never been declined... and INQ were never an issue in the past but I have see a "LOT" of posts lately that they have gotten REALLY sensitive to INQ which doesn't make sense to me at all... I have 4 cards with them. $300, $200, $200, $1500.  The $1500 started at $200 up to $1000, and then just recently the increase to $1500... this was my 3rd card and the only one I have seen get an increase EVER.

How did you end up with 4 cards?

Starting Score: 639 (Walmart TU)
Current Score: TU 668 EX 649 EQ 657 (All Lender Pull 1-13-2012)
Goal Score: 700 Across the Board (Mortgage Goal Achieved 1/31/2012!)

Take the FICO Fitness Challenge
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