Target Visa CLI

[clocktick]

Congratulations!  So it took about 2 1/2 years to go from the Target store card to the Target Visa?  Did they do that automatically or did you have to request it? 

[WhirledPeasPlease]

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clocktick wrote:
Congratulations!  So it took about 2 1/2 years to go from the Target store card to the Target Visa?  Did they do that automatically or did you have to request it? 

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I'm not the OP, but I opened my red card in 05/02 and it was automatically switched to a visa in 08/04.

05/2002 -- opened @ 200

08/2004 -- went to visa @ 1k

02/2008 -- automatic cli to 5k

10.2008 -- automatic cli to 7k

Hope that helps!

[llecs]

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WhirledPeasPlease wrote:

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llecs wrote:

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Changingmantra wrote:

Congratulations!

I did not know Target has an automated CLI line. I thought they were not accepting CL increases under any circumstances.  Does anyone know if this is a hard or soft pull?

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The store card does not accept CLIs (manual), but the Visa does have a [working] luv button.

Message Edited by llecs on 12-29-2008 09:30 PM

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It does?  I can't seem to find it -- what screen is it on?  (And no, I'm not going to push it!) 

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Ooops! Is there no LUV button? I was only repeating what someone else had stated in here. I prefer to trust but verify but I don't have the card, but I do remember a discussion on Target CLIs and someone mentioned they request it online.

[WhirledPeasPlease]

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llecs wrote:

Ooops! Is there no LUV button? I was only repeating what someone else had stated in here. I prefer to trust but verify but I don't have the card, but I do remember a discussion on Target CLIs and someone mentioned they request it online.

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Well I don't have one -- but that doesn't mean it doesn't exist for some people.  Whew! 

Anyone else see a luv button?

[Kay_Cee]

I cut this from their website.  I didn't see a button when I logged into my Target Visa but, you could always call. 

Credit Line

Q: Who can I contact with questions about my credit line?
A: For questions about your credit line, please give us a call at 1-888-755-5856.

Q: Do you automatically increase credit lines on accounts?
A: Yes, we regularly review accounts and automatically increase credit lines. If you have questions about your credit line, please give us a call at 1-888-755-5856.

They opened mine with a score of 672 and gave me a CL of $3000.  I just broke the 700 mark on my FICO, so I'm hoping for an automatic limit increase when my card reaches the year old mark in March.

[WhirledPeasPlease]

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Kay_Cee wrote:

I cut this from their website.  I didn't see a button when I logged into my Target Visa but, you could always call. 

Credit Line

Q: Who can I contact with questions about my credit line?
A: For questions about your credit line, please give us a call at 1-888-755-5856.

Q: Do you automatically increase credit lines on accounts?
A: Yes, we regularly review accounts and automatically increase credit lines. If you have questions about your credit line, please give us a call at 1-888-755-5856.

They opened mine with a score of 672 and gave me a CL of $3000.  I just broke the 700 mark on my FICO, so I'm hoping for an automatic limit increase when my card reaches the year old mark in March.

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That's exactly what mine says.  (And no, I'm not poking the beast!)

[Anonymous]

There is no luv button.  If you call the number on the back of your card, there is an option to increase your credit line.  I can't remember what number it is, but you have to go through a couple of menus to get to it.  I have done this twice now since I've had the visa.

[Anonymous]

Congratulations!  So it took about 2 1/2 years to go from the Target store card to the Target Visa?  Did they do that automatically or did you have to request it?

I didn't request to receive the Target visa.  I received a notice in the mail that I was being upgraded in September of 2007.  It gave me the info on how to opt out, but at the time, I was really happy to get the visa because we were recovering from a BK from 2006 and this was my only card.  Getting a visa was a good thing and really started us on the road to recovery.