No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Did you get an approval message from Target yet? Their review process sometimes takes a while. When the TL shows up on your CR varies quite a bit.
If you don't use those cards they won't do much for your credit. They will eventually get closed for inactivity and then won't factor into your score much. This is why the mods recommend to get a store card for a store you really like and will continue to shop at. The typical advice is to buy a soda every 2-3 months and pay it off to keep your card active.
Yes. I was approved and even got the card and the mail a few weeks ago.. I do go to Target, only for household items, so I will PIF after purchase. Thanks for the reply
By never plan on using them... I mean't not to the capacity of not PIF'ing. I'm done with MAXing out cards... It has brought nothing by trouble.
Target showed after my 1st Statement, Most do, whether you have a balance or not. It all depends on how the companies report to the Credit Bureau's. I havent figured out patterns yet.
i'm just curious as to what kind of limit you received, if you dont mind sharing!
Thanks!
No.... I don't mind at all.... Target I got the customary $200 and Spiegel was $250. Honestly those were the first and only 2 instant approvals I've ever seen... These are my only 2 store cards, hoping it would help "the mix", I only owned CC's.