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Regular Contributor
vesper
Posts: 234
Registered: ‎03-23-2008
0

Target and CLI

Okay, I have had a measly $200 CL on my Target for almost 2 years. I use it all the time and I pay it off all the time. Some months I don't pay it completely off. I called about 6 months ago about getting a CLI and the lady said for me to give it a few more months. I called this morning about it again and the automatice response was "target is not doing credit line increases at this time". Huh? So I talked to a CSR, but I couldn't understand all that he was saying because his accent was very thick. What I go out of it is that I can't get an increase because.....and the only thing I caught after that was because I had no activity in December on my card. I'm so confused....should I use my card every month?
Epic Contributor
Creditaddict
Posts: 21,639
Registered: ‎10-23-2007
0

Re: Target and CLI

Join the club, I have had my 300 limit since 1999. I WANT VISA!
Target no longer excepts requests for CLI with the store card, it's automated.
once you have visa you can request them
Fico Scores: EQ- 653 Cap1., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
65 Cards and Counting :smileytongue:
Super Contributor
concorduser
Posts: 6,026
Registered: ‎09-18-2007
0

Re: Target and CLI

I am with you both. I got my card in Oct 2007 with $200 CL. I found a Target Store near my Work. I have decided to spend $50-70 every week and do PIF every week for next 6 months. If there is no CLI by that time Card is going straight to shredder.
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Target and CLI



vesper wrote:
Okay, I have had a measly $200 CL on my Target for almost 2 years. I use it all the time and I pay it off all the time. Some months I don't pay it completely off. I called about 6 months ago about getting a CLI and the lady said for me to give it a few more months. I called this morning about it again and the automatice response was "target is not doing credit line increases at this time". Huh? So I talked to a CSR, but I couldn't understand all that he was saying because his accent was very thick. What I go out of it is that I can't get an increase because.....and the only thing I caught after that was because I had no activity in December on my card. I'm so confused....should I use my card every month?

I'm in my 8th month and still have $200.
 
They may be holding off on the CLIs for a while.  Their credit portfolio has an enormous default rate, and they've been said to be shopping it around to other lenders.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Moderator Emeritus
WhirledPeasPlease
Posts: 3,417
Registered: ‎12-27-2007
0

Re: Target and CLI



cheddar wrote:


vesper wrote:
Okay, I have had a measly $200 CL on my Target for almost 2 years. I use it all the time and I pay it off all the time. Some months I don't pay it completely off. I called about 6 months ago about getting a CLI and the lady said for me to give it a few more months. I called this morning about it again and the automatice response was "target is not doing credit line increases at this time". Huh? So I talked to a CSR, but I couldn't understand all that he was saying because his accent was very thick. What I go out of it is that I can't get an increase because.....and the only thing I caught after that was because I had no activity in December on my card. I'm so confused....should I use my card every month?

I'm in my 8th month and still have $200.
 
They may be holding off on the CLIs for a while.  Their credit portfolio has an enormous default rate, and they've been said to be shopping it around to other lenders.
 


Sounds like Target gestation -- :smileyhappy:
 
Perhaps at month #9 you'll be reward with a bouncing baby Target Visa!
~*~*~*~*~*~*~*~*~*~*~
From 700 in 2008 to 498 in 2012...
4/23/12 -- BK 13 date of filing EQ = 505
4/18/12 -- EQ 498
12/5/13 -- EQ 669
Here we go.... back on track.
Valued Member
vanilla
Posts: 34
Registered: ‎03-13-2008
0

Re: Target and CLI

They keep giving me auto-increases every few months, and moved me up to a Visa after a year or so (give or take a few months, I don't recall). Of course, I use the card ALLLL the time.

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