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06-03-2013 09:02 PM
Hi I love this forum I have been lurking for a while now . I also got a letter in the mail with a $200 increase from
300 to 500 . Not a huge CLI but an unexpected one. I have had the account since Nov 2012 , hopefully this is a
sign of more to come.
06-03-2013 09:15 PM
I got my target card over 1 year ago and it was an initial CL of $300, I used it lightly and in January got a CLI to $900. I don't think that they give high CL's.
I have heard of $5000 but it was on their VISA version. Others can chime in.
As to their logic for CLI? No one knows. I called before with no success.
I think the Taget card should be bought by GE, then we could expect some 4 figures CL's
Hmmm I am suprised to read these posts...I guess I nderstand because I haven't had an increase on my card in about a year, but when i first received it, it grew like a wild fire...I was originally approved for $1200 and it was increased by $100 every other month for the first year, but once the limit hit $2000 it hasn't moved since then...its been over a year, but I do still feel like this is a good card.....especially at Christmas time!!
06-03-2013 09:41 PM
This is repsonse whcih I got when i requested for CLI
Thanks for asking about your limit! We understand your request for a credit limit increase.
Unfortunately, we're not reviewing any Target REDcard® accounts for credit limit increases at this time.
If your account qualifies for a higher credit limit in the future, you will see changes on your monthly statement and online in Manage My REDcard.
You're a valued guest, and we want to be sure you maximize your savings using your REDcard. Here are some different options:
- Pay as you go: Use your REDcard and take advantage of the 5% savings and other benefits. Then visit the Guest Services Desk to make a payment that day. Your credit will be available on your next trip.
- Pay two ways: If your Target REDcard account doesn't have enough available for a larger purchase, you can use two payment types. Charge a portion to your REDcard and get the 5% savings, then use another form of payment for the remaining amount. Click 'REDcard Benefits Program Rules' above for details.
We hope to see you shopping at Target® soon and saving 5% with your REDcard®. Click REDcard Benefits Program Rules above for more details.
It's great hearing from you!
Target Card Services, servicer to TD Bank USA, N.A.
06-03-2013 10:23 PM - edited 06-03-2013 10:24 PM
I applied for that card on 5-25. They just sent me a denial letter saying to many inquiries. Yeah and? While they were denying me that card with a 593 score, I was getting approved left and right for almost every GE card I could possibly find (I now have 8 GE card, WALMART being one of them). So they can shove their 200 starting limit up their badonka donk. Walmart has my business and If what people are reporting about them being stingy to increase a CL, than I have a better shot increasing my starting limit of 500 with Walmart. Hoping I build up to the Discover card.
06-04-2013 11:48 AM
06-04-2013 11:50 AM
I honestly think that, with most cards, they just like when you use it often, and pay it often, so you're not as big a risk to them. Granted, it's a HUGE YMMV situation, but a lot of the stories seem to have common threads (re: auto CLIs).