Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 631
Registered: ‎05-29-2011
0

Re: Target and TD Bank...


BearsAndTurtlesRtheBest wrote:

Ouch!^^ Now thats not fair. Is that your oldest tradeline? If not I would close it.


Yeah, I've called a couple of times over the years but never got anywhere.  I'm at Target 3-4x a week but I just gave up using the card, I just keep it open for the tradeline.

About $215,000 total credit among 11 cards
Senior Contributor
Posts: 11,485
Registered: ‎10-21-2012
0

Re: Target and TD Bank...


GatorGuy wrote:
I have had no complaints with my Target card. They increased it all the way to $7500 without me ever asking for it. I only use the card $300 a month so I don't know why they increased it so much.

I tend to agree with the usage as I'm certain there are a variety of other factors they consider when reviewing for CLIs, even under the current TD Bank umbrella.  My Target Visa currently sits at $6,000.  No complaints of course either as it has received two auto-CLIs in less than 5 months.

Valued Contributor
Posts: 2,103
Registered: ‎03-30-2012
0

Re: Target and TD Bank...

I really wanted one but was denied for "too many inquires" and short account history.

 

Whatever but still, it was a wasted inquiry!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $5000 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $1950 | Target: $2200 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Frequent Contributor
Posts: 253
Registered: ‎02-24-2011
0

Re: Target and TD Bank...

Just got my first CLI on my Target card, but it went from 200 to 400. Still a ridiculous limit, but at least it's something.


Starting Scores: 10/9/10 EQ 632
Current Scores: (9/5/12) EX 761 EQ 657 TU 780
Derogs Removed: LVNV, Union Bank, EOS-CCA, Zenith Acquisitions, Marigold Financial, Credit Collection Services, California Business Bureau
Working On: Portfolio Recovery Associates, Midland Credit Management, Credit One
**************************************************************************
BK Ch 7 -- discharged 12/14
(still have 10k on a CC in a relative's name to tackle)
Valued Contributor
Posts: 1,108
Registered: ‎03-27-2013
0

Re: Target and TD Bank...

@goosedog

 

LOL, yea i hear u,

 

i got my redcard since 3/13, hopfuly i get a raise soon.

 

walmart turned me down bout a month ago but i just approved for GE smart connect for 300.

 

i burned walmart in my BK, so mayb i'm blacklisted w/walmart,

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
7 d/c  6/2012  Burned AE  Chase  CITI
Valued Contributor
Posts: 1,108
Registered: ‎03-27-2013
0

Re: Target and TD Bank...

@gator

 

that's ridiculous, that they gave u a 7500..... i mean, more power to ya but........

 

what tha hell r u goin to do w/7500 at target? LOL

 

i've never heard such a thing.

 

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
7 d/c  6/2012  Burned AE  Chase  CITI
Valued Contributor
Posts: 1,108
Registered: ‎03-27-2013
0

Re: Target and TD Bank...

@n777

 

damn  thats not nice...

 

also lil funny the way u said it like.... cut tha bs and right to tha point.

 

i hope to get my raise come next month, i'm at 200

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
7 d/c  6/2012  Burned AE  Chase  CITI
New Member
Posts: 4
Registered: ‎10-31-2013
0

Re: Target and TD Bank...

I just applied online last night and I was approved! I got a starting credit line of $300. I am post BK7 as of 5/17/2013. I applied for a few GE credit cards like Walmart and JCP and was denied for every one of them. Letters stated it was all due solely to BK. Any suggestions as to how to get a GE card? I had no previous debts with GE...nothing in BK. Thanks all Smiley Happy
Valued Contributor
Posts: 1,440
Registered: ‎01-14-2009
0

Re: Target and TD Bank...

So they are still giving out low limits?

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.