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I have a target card which I have had for about 7 years now. I am stuck at $200. I understand Target CLIs are few and far between, however, some people have recently been reporting CLIs. My question for them is, do you allow a large balance to report, then PIF, or do you charge a large amount, and PIF before the statement cuts.
I also recently was approved for the WM Discover. I am of the understanding you need a balance to report in order for a statement to cut, and the number of statements is what GE uses to determine if it is time for an auto CLI. Should I charge an amount, let a statement generate, and then PIF after the statement, or should I charge an amount, pay down most of it, allow a small balance to report, and then rinse and repeat for auto CLI?
@godsentdeath wrote:I have a target card which I have had for about 7 years now. I am stuck at $200. I understand Target CLIs are few and far between, however, some people have recently been reporting CLIs. My question for them is, do you allow a large balance to report, then PIF, or do you charge a large amount, and PIF before the statement cuts.
I also recently was approved for the WM Discover. I am of the understanding you need a balance to report in order for a statement to cut, and the number of statements is what GE uses to determine if it is time for an auto CLI. Should I charge an amount, let a statement generate, and then PIF after the statement, or should I charge an amount, pay down most of it, allow a small balance to report, and then rinse and repeat for auto CLI?
Charge let statement cut and PIF for 4 months then ask for CLI