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Frequent Contributor
pazuzu
Posts: 304
Registered: ‎01-14-2009

Target blacklist gone?

Those who were once blacklisted by Target may be able get get approved now that TD Bank has taken over their CC portfolio.

 

If they ever offer a Target Visa again, I might apply. But a $200 limit store card isn't worth an INQ and lowering AAoA.

 

 


No new accts or apps since 2011

FICO EQ 722***BARCLAYS TU 08 745***CK 706***CS 804***QUIZZLE 752***VANTAGESCORE 756***GO SCORE 765***




New Contributor
danielodonoll
Posts: 401
Registered: ‎03-16-2013

Re: Target blacklist gone?

I just closed mine for the cli issue they appear to be having

Unless target follow GECRB practice i really think the risk is great

 

Sorry Target better luck next time

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Frequent Contributor
pazuzu
Posts: 304
Registered: ‎01-14-2009

Re: Target blacklist gone?

Yes, in spite of another bank taking over, the CLs are still awful.

 


No new accts or apps since 2011

FICO EQ 722***BARCLAYS TU 08 745***CK 706***CS 804***QUIZZLE 752***VANTAGESCORE 756***GO SCORE 765***




Contributor
missji
Posts: 93
Registered: ‎08-21-2011

Re: Target blacklist gone?

I don't think the blacklist is gone. I applied this month and received a rejection letter that stated I was denied because a Target account was not handled "satisfactorily" in the past. Or maybe it depends on the length if time that has passed - it's only been about three years since I screwed up that account.

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Frequent Contributor
pazuzu
Posts: 304
Registered: ‎01-14-2009

Re: Target blacklist gone?

[ Edited ]

missji wrote:
I don't think the blacklist is gone. I applied this month and received a rejection letter that stated I was denied because a Target account was not handled "satisfactorily" in the past. Or maybe it depends on the length if time that has passed - it's only been about three years since I screwed up that account.

Someone on another board posted that they were able to get back in, they had a Target acct IIB in 2005.

 

One good thing is that if you are blacklisted, you won't get a hard pull, as Target checks their own records first.

 

At least they used to.


No new accts or apps since 2011

FICO EQ 722***BARCLAYS TU 08 745***CK 706***CS 804***QUIZZLE 752***VANTAGESCORE 756***GO SCORE 765***





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