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Frequent Contributor
pazuzu
Posts: 408
Registered: ‎01-14-2009
0

Target blacklist gone?

Those who were once blacklisted by Target may be able get get approved now that TD Bank has taken over their CC portfolio.

 

If they ever offer a Target Visa again, I might apply. But a $200 limit store card isn't worth an INQ and lowering AAoA.

 

 


No apps/new accts since 2011

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New Contributor
danielodonoll
Posts: 401
Registered: ‎03-16-2013
0

Re: Target blacklist gone?

I just closed mine for the cli issue they appear to be having

Unless target follow GECRB practice i really think the risk is great

 

Sorry Target better luck next time

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Frequent Contributor
pazuzu
Posts: 408
Registered: ‎01-14-2009
0

Re: Target blacklist gone?

Yes, in spite of another bank taking over, the CLs are still awful.

 


No apps/new accts since 2011

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Contributor
missji
Posts: 93
Registered: ‎08-21-2011
0

Re: Target blacklist gone?

I don't think the blacklist is gone. I applied this month and received a rejection letter that stated I was denied because a Target account was not handled "satisfactorily" in the past. Or maybe it depends on the length if time that has passed - it's only been about three years since I screwed up that account.

NEW GARDEN CLUB MEMBER as of 3/23/2013. No activity until 8/2015 unless it's an auto CLI.
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Frequent Contributor
pazuzu
Posts: 408
Registered: ‎01-14-2009
0

Re: Target blacklist gone?

[ Edited ]

missji wrote:
I don't think the blacklist is gone. I applied this month and received a rejection letter that stated I was denied because a Target account was not handled "satisfactorily" in the past. Or maybe it depends on the length if time that has passed - it's only been about three years since I screwed up that account.

Someone on another board posted that they were able to get back in, they had a Target acct IIB in 2005.

 

One good thing is that if you are blacklisted, you won't get a hard pull, as Target checks their own records first.

 

At least they used to.


No apps/new accts since 2011

***FICO EXPERIAN 830***
***FICO EQUIFAX 828***
***FICO TRANSUNION 822***




Member
tigger17
Posts: 6
Registered: ‎08-26-2008
0

Re: Target blacklist gone?

[ Edited ]

     Filed BK 7 in 2004. Have applied for Target a couple of times since just to see. Last time I tried, they said I was denied due to old account. HOWEVER . . . Went to the store and bought a microwave and decided to give it a shot at checkout. DENIED? No, not really. They gave me the "decision will be made in 10-14 days." 24 hours later, I see this 800# on my caller ID. I blow it off as just a random solicitation or somethin'. Same # is in my voicemail. I play the voicemail and it's  Target. I call and they ask if I had just applied. I confirmed that it was me. I recently had an ID theft situation and put a temporary Fraud alert on all reports from the agencies. So, the CSR  verified my info, confirmed that it was me, and . . .said I was approved . . . for $700. 
    My scores aren't great. Per this site, "not good" is where they are. My Tranny Union is 618. I guess that's what Target pulled.  But, they gave me the nod.

Valued Contributor
Skye12329
Posts: 1,095
Registered: ‎07-13-2013
0

Re: Target blacklist gone?

I didnt know target had a blacklist. However like you stated a $200 limit is not worth it :smileysad: personal opinion though.
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