03-23-2013 08:40 AM
Those who were once blacklisted by Target may be able get get approved now that TD Bank has taken over their CC portfolio.
If they ever offer a Target Visa again, I might apply. But a $200 limit store card isn't worth an INQ and lowering AAoA.
03-23-2013 09:00 AM
I just closed mine for the cli issue they appear to be having
Unless target follow GECRB practice i really think the risk is great
Sorry Target better luck next time
03-23-2013 09:12 AM
Yes, in spite of another bank taking over, the CLs are still awful.
03-23-2013 09:23 AM
03-23-2013 10:08 AM - edited 03-23-2013 10:11 AM
I don't think the blacklist is gone. I applied this month and received a rejection letter that stated I was denied because a Target account was not handled "satisfactorily" in the past. Or maybe it depends on the length if time that has passed - it's only been about three years since I screwed up that account.
Someone on another board posted that they were able to get back in, they had a Target acct IIB in 2005.
One good thing is that if you are blacklisted, you won't get a hard pull, as Target checks their own records first.
At least they used to.