Target card approved

[Anonymous]

300$ credit line 3 months since bankruptcy was discharged!!!

[Guava]

Congrats! Good start 

[Anonymous]

---

@Anonymous wrote:
300$ credit line 3 months since bankruptcy was discharged!!!

---

Congrats to you! I was thinking about applying in a few months. Can you give some info about your credit scores and other cards you currently have? Did you app in the store or online?

[hedgeclipper2]

---

@Anonymous wrote:

---

@Anonymous wrote:
300$ credit line 3 months since bankruptcy was discharged!!!

---

Congrats to you! I was thinking about applying in a few months. Can you give some info about your credit scores and other cards you currently have? Did you app in the store or online?

---

I applied in store in August of 2011, they pulled EQ which was right around 720 at that time.

Instantly approved for $3,000.

[Anonymous]

I applied in store. My tu fico is 581 and I have an orchard card, first premier, von maur, fingerhut, grand point and 4 secured credit cards

[Anonymous]

---

@Anonymous wrote:
I applied in store. My tu fico is 581 and I have an orchard card, first premier, von maur, fingerhut, grand point and 4 secured credit cards

---

---

Oh I see, that gives me hope. I am still trying to wait until some of my old inquiries drop off. I see so many bad things posted about the Target Store Card, but I LOVE Target, I shop there all the time so I think I would use the heck out of the card, make payments, and request a CLI in due time.

[Mike360]

IMO if you can get a good starting limit for couple thousand your fine but if you get $200-$300 to start which is what most people get then don't bother. They don't do customer initiated CLI and I've been a customer for like 4 years with 730 EQ fico and no increase. Even kohls (Capone) gave me a increase. The Target Debit Card links to your checking account plus gives you 5% off and no credit check needed. I wouldn't recommend that card cause of the risk but it's available.

[kjm79]

---

@Mike360 wrote:
IMO if you can get a good starting limit for couple thousand your fine but if you get $200-$300 to start which is what most people get then don't bother. They don't do customer initiated CLI and I've been a customer for like 4 years with 730 EQ fico and no increase. Even kohls (Capone) gave me a increase. The Target Debit Card links to your checking account plus gives you 5% off and no credit check needed. I wouldn't recommend that card cause of the risk but it's available.

---

+1 My Target card has been stuck at $200 since opening in 2009.  We can't request CLI from Target.  They "periodically review accounts".  I would shop there so much more if I had more spending power. 

But, congrats on the approval nonetheless.  Good feeling to get something after BK! 

[Anonymous]

I figured it's like a rebuilder card and my goal next year is to get the Barclays card and an unsecured fifth third credit card. I have the secured card now and I just found out it earns reward points!