Target card requirement

[McSetch13]

Hi, everyone I live in sw Florida, I was wondering if any one knows
What's the requirement for a target credit card.
Thanks

[Elcid89]

I'd check whogavemecredit and see what the approval score ranges have been recently.

[halos24]

I agree, but I just was approved for $500 cl online. I had 1 inquiry, and high uti, and lates that are about 4-5 years old. No late payments since.

[halos24]

By the way they pulled Experian here in CA and via MyFico 646 when I checked.

[Elcid89]

---

@halos24 wrote:
I agree, but I just was approved for $500 cl online. I had 1 inquiry, and high uti, and lates that are about 4-5 years old. No late payments since.

---

Target is the most arcane card in the world. I got approved, in the store, for - get this - $200. With a 7 figure income and 800 level credit scores.

That was 6 years ago, and my CL is STILL $200. Nothing those people do makes any sense to me. I just use it as a discount card. Pay at the register to get my 5% and then immediately make a payment at customer service.

[halos24]

Wow!!!!! Well I just applied like 3 weeks ago with the new bank taking over. Unfortunately, Target was one of the paid charge offs I had years ago. My income does help, household also 6 figures, but my fico well still work in progress . Have you tried asking for a cl at any point or since being taken over by the new bank?

[negg]

I have no idea who runs the credit dept at Target, but they clearly a have no business working there.

My boss went into to target to buy 2 tandems bikes, went to pay with the platinum amex card, they offered her 10% off if she opened a target card and paid with the target card. Get this she was approved for $350. The bikes where $700 for both. She declined. The card is a joke.

[Elcid89]

To my knowledge, Target doesn't accept customer initiated CLI requests. I'm honestly not that concerned about it. It's not as though I need the credit.

[halos24]

Well it serves it's purpose for the 5% IMO. I get it though, there's a few creditors that actually make no sense the way they run their credit department.

[McSetch13]

Awesome! Thanks guys for all that information.