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I saw online a week or so ago that Target increased my RedCard limit from $2300 to $4000. The same day I got the letter in the mail telling me about it I also got a letter telling me they're converting my card to a Mastercard in August as long as my account stays in good standing. I really have no use for it since I have the Chase Freedom Unlimited, Discover IT, and Amex BCE but it's still exciting since I've been putting all this work into improving my credit.
I've had my Target card since 2008. Never late, never over limit. Moderate use... I'm just now at $2300 limit.
Congrats op! I just got the letters for my upgrade today too. $1k->$4k CL and will be converted to MC in August. I had it sock drawered since end of last year and pulled it out for use last month. Got 2 uses out of it before I saw the CL upgrade on my credit report. Glad to see some upward movement on this card.
I got this letter also! Does anyone know if the card will report as a new line of credit with a new account open date? I had something similar with PayPal, and they ended up closing the smartconnect and reporting the Mastercard as a new line. Does anyone know if the same will happen with Target?
Congrats. If I may ask, how long have you had the card and was your pattern of payment always PIF? I ask because my wife received one a few months ago for her business and trying to gauge possibilities of this outcome for her (started at $300 limit).