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New Member
startingover27
Posts: 1
Registered: ‎02-18-2008
0

Target credit card

Hi, my score is 573, was 556 a week ago. I got approved for a new I love NY HSBC card, currently have a Macy's Capital One and Orchard Bank cc. I tried to apply for a Target card today and said that I can check back on my status, but it's still pending. DOes anyone know if this score will allow me to get approved or has anyone heard of a pending application that was actually approved??! Or did I seriously screw up and now my score will go down because of the credit hard pull and it's too many cards???? PLEASE HELP!
Moderator Emeritus
cheddar
Posts: 6,794
Registered: ‎09-29-2007
0

Re: Target credit card



startingover27 wrote:
Hi, my score is 573, was 556 a week ago. I got approved for a new I love NY HSBC card, currently have a Macy's Capital One and Orchard Bank cc. I tried to apply for a Target card today and said that I can check back on my status, but it's still pending. DOes anyone know if this score will allow me to get approved or has anyone heard of a pending application that was actually approved??! Or did I seriously screw up and now my score will go down because of the credit hard pull and it's too many cards???? PLEASE HELP!


Welcome to the forums!
 
If you have a Macy's and Cap1, you're sure to get the Target Red Card.  Their normal approval process takes 2-3 days.  When I applied, they called me two days later to verify my identity and then approved me on the spot.
 
Starting CL is $200.  Supposedly they review for CLI every 3 months.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. :smileysurprised: )
Frequent Contributor
kball64
Posts: 280
Registered: ‎02-05-2008
0

Re: Target credit card

I received immediate online approval for a Target card with 200 CL.  My EQ score at the time was 553.
Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Target credit card

I appd online and was instantly approved for the standard $200 (Cheddar - still no CLI). EQ was at 631. DW did the same and got $200 instantly with an EQ around 604 (she got a $300 CLI at the first month; she maxed it out and got a CLI that day).
Frequent Contributor
NICKI183
Posts: 340
Registered: ‎02-29-2008
0

Re: Target credit card



startingover27 wrote:
Hi, my score is 573, was 556 a week ago. I got approved for a new I love NY HSBC card, currently have a Macy's Capital One and Orchard Bank cc. I tried to apply for a Target card today and said that I can check back on my status, but it's still pending. DOes anyone know if this score will allow me to get approved or has anyone heard of a pending application that was actually approved??! Or did I seriously screw up and now my score will go down because of the credit hard pull and it's too many cards???? PLEASE HELP!



I have similiar scores and was approved for $200 online instantly. If I got your definitely know your cards in the mail...LOL
Current FICO scores: Mid 500's (5/27/14)
Current FICO score: 590 (10/27/14
Cap One: QuickSilver ($750), Journey($500), CapOne ($500) Secured USSA-AMEX ($550), Secured Discover IT ($200), Target ($500), Merrick Bank ($600), Fingerhut ($660)
Subprime: First Premier x2, Emblem Bank, Merrick Bank
Senior Contributor
fishbjc
Posts: 3,427
Registered: ‎11-30-2007
0

Re: Target credit card

DH got $300 on the Target Red.  I'm using it and PIF.  I shop a lot at Target, Wal-Mart went bye-bye now that I've got the Target Card. 

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