lisac wrote:He's a lot more informed about credit than i ever was.Keep him that way.
Bella1980 wrote:I just remembered that my friend has a target card. He got it in 2004 with a $200 CL.....he got CLI's upto $800 and last year, 2007, he got upgraded to the Visa with a CL of $1000. He has scores ranging from 690-720.I guess the name of the game with Target is how long are you willing to wait.
Target wants to see usage and PIF each month then u get the Target Visa after about 3-4 months!
SWISSOATL wrote:Target wants to see usage and PIF each month then u get the Target Visa after about 3-4 months!Please don't make this blanket statement. Some of us have had our Target cards for a loooooong time, use them regularly, always PIF, and still have not seen an upgrade.The upgrade to Target Visa is unpredictable at best. We don't want people browsing the forums to think that it's a sure thing they'll be upgraded in 3-4 months.