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Tears in my eyes.. Finally a member of the 700 Club.

Established Contributor

Tears in my eyes.. Finally a member of the 700 Club.

Not really tearing up, but still... After trying hard to learn more about helping out my credit score\report i've finally reached a goal of mine, today i woke up to a few alerts from EQ letting me know that a few accounts have reported new balances...

 

I log in and see that my EQ score is now 715... jumped from 668 to 715 overnight.. Util dropped to 7%....

 

Time to have a party! (not really)

 

Thanks myfico family Smiley Very Happy


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 1 of 24
23 REPLIES
Frequent Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.

WTG!!!
FICO 8: EQ 784 / TU 789 / EX 787
FICO 9: EQ 797 / TU 801 / EX 790

BofA Cash Rewards Visa Sig $18,700 /Citi Double Cash $18,600 / BofA BankAmericard Visa $12,500 / Barclaycard Rewards $8,900 / CapOne QuickSilver $9,450 / Discover It $5,300 / Chase Freedom $1,500 / Lowe's $20,000 / JCP MC $10,000
Message 2 of 24
Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.

Congrats........based on your scores it looks like you've been agressively attacking your credit reports!

 

Now the goal should change to 800Smiley Surprised

Message 3 of 24
Established Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.


GB44 wrote:

Congrats........based on your scores it looks like you've been agressively attacking your credit reports!

 

Now the goal should change to 750Smiley Surprised


Yea i've been attacking it with a harpoon and net for the past year >_<


The only negative on my report is my AAoA is only 10months =X but i recently got added to my sisters account to add 4 years to my AAoA... but its taking forever for cap1 to report.

 

Not much i can do but sit back and garden


Starting Score: 575 (As Of Early 2011)
Current Score: TU: 767 EQ: 732 EX; 742 (As Of Feb 2012)
Goal Score: 750


Take the FICO Fitness Challenge

Long way to go ^_^
Message 4 of 24
Senior Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.

It's a good feeling!!

 

Just keep gardening and resist the temptation to drag your score down with inquiries or new accounts. Smiley Happy


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 5 of 24
Mega Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.


Juan123 wrote:

Not really tearing up, but still... After trying hard to learn more about helping out my credit score\report i've finally reached a goal of mine, today i woke up to a few alerts from EQ letting me know that a few accounts have reported new balances...

 

I log in and see that my EQ score is now 715... jumped from 668 to 715 overnight.. Util dropped to 7%....

 

Time to have a party! (not really)

 

Thanks myfico family Smiley Very Happy


Very awesome!!!! Wtg!!




EQ FICO 548 3/3/16
Message 6 of 24
Established Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.

Quite an important milestone, congrats!

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Message 7 of 24
Super Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.

 

Congrats on the milestone !!  That's fantastic, and thank you for sharing your rebuilding success !!

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 8 of 24
Super Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.

Congrats!

 

Quite an achievement you've there!

Message 9 of 24
Established Contributor

Re: Tears in my eyes.. Finally a member of the 700 Club.

Congrats! 


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 10 of 24