cancel
Showing results for 
Search instead for 
Did you mean: 

Tempted by Amex Delta Skymiles Gold

Valued Contributor

Re: Tempted by Amex Delta Skymiles Gold


ramblin_wreck08 wrote:

Revelate wrote:

ryanbush wrote:

I believe the underwriting is the same...

 

and I haven't used mine this year as this is my first year with the platinum, I need to start looking for a reason to use it as our Honeymoon this year is international and i'm also using skymiles... maybe NYE in NYC


Off-topic but that raises an interesting question I think:

 

Are there any cards which have an non-AF / AF version (BCE/BCP, CS/CSP) or even a AF / higher AF version (Delta Gold / Platinum Skymiles) that have any difference in underwriting criteria?  I'm struggling to think of any that we know anecdotally but admittedly there are some lenders vis a vis Citi that I don't know at all.


It doesn't seem like there are.

 

Platinum vs. Gold aside, I just realized that if I went through with the Gold, the savings in the first year would pay the AF for 6 years (or 7 if you include the first year with no AF).  But at the cost of an additional tradeline to manage with benefits realized just a couple times a year.  Then again, my total CL is under 20% of my income.  Would be nice to have a higher available CL overall.


The Platinum is a better value if you're going to use the Companion ticket also!

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 11 of 11