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Mega Contributor
Creditaddict
Posts: 18,839
Registered: ‎10-23-2007

Tempur-Pedic Credit by Wells, then by Healthcard.... DECLINED!

I applied Sunday for Tempur-Pedic and was instantly declined for Wells Fargo, it says to call during business hours to look at other options... Which I know this process because I did it about 6 years ago.... Called Yesterday (Monday) and allowed them to submit to HealthCard which they offer same terms but if you slip they nail you with no 2nd chances unlike Wells... 48 month 0% but 1 day late any time in that 48 months and will reverty to regular interest which I believe is 27-29% and will tack on the deferred interest up till that time! it's scary but anyway... They declined it also which I burned them so that makes sense! Just thought Id check :smileytongue:

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:

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