Terminate Capital One Platinum

[Yankeefan]

I've had a Capital One Platinum card for almost 13 years, it is by far my oldest revolving TL. The $29 AF is coming due and I never use the card due to the $1000 limit.  I don't want to lose the age of the TL, and yes I know it will still report for 10 years. What are my odds of convincing CO to PC me to one of their "prime" cards with no AF? My AAoA is 8 years, FICO's are 783,788,789, income in excess of 135K utilization under 5%. 

[Boonie]

I would request a CLI online, then hit the "Modify Your Features" button to see what they offer.  If nothing, contact the EO as your scores should allow you an increase and PC.

[TRC_WA]

The online chat and CSR's are worthless, but social media works well.

I contacted them on Facebook last week to voice my displeasure over a CLI denial on my 1 year old $1500 QS card.  I was denied for too many inquiries and not enough card usage.

They messaged me about 30 mins later and said I'd be contacted soon.  I got a call 2 days later from a nice lady in the EO... we talked about 15 minutes and I requested a bump to $3000.

The next day I login to online banking and see they bumped me from $1500 to $2000.  The EO called me back that afternoon to confirm.

Seems CapOne is hard to crack... but something is better than nothing.

[Boonie]

I agree, the online chat doesn't work... Didn't for me.  I requested my CLI thru the website and was successful, then immediately hit Modify Your Featues and both platinum card were upgraded to Quicksilver.  I have never called Cap1.

[bk510]

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@Yankeefan wrote:

I've had a Capital One Platinum card for almost 13 years, it is by far my oldest revolving TL. The $29 AF is coming due and I never use the card due to the $1000 limit.  I don't want to lose the age of the TL, and yes I know it will still report for 10 years. What are my odds of convincing CO to PC me to one of their "prime" cards with no AF? My AAoA is 8 years, FICO's are 783,788,789, income in excess of 135K utilization under 5%. 

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That is crazyyyyyyyy!!!! ( obviously idk your situation but my goodness )

As far as PC, you should have NO problem PC'ing it to QS even for a Siggy, I would think. (Given that you have an impeccable score)

If that doesnt work then, hell with them, dump'em like its hot. you dont need'em, well maybe you do

Good luck.

[bk510]

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@TRC_WA wrote:

The online chat and CSR's are worthless, but social media works well.

I contacted them on Facebook last week to voice my displeasure over a CLI denial on my 1 year old $1500 QS card.  I was denied for too many inquiries and not enough card usage.

They messaged me about 30 mins later and said I'd be contacted soon.  I got a call 2 days later from a nice lady in the EO... we talked about 15 minutes and I requested a bump to $3000.

The next day I login to online banking and see they bumped me from $1500 to $2000.  The EO called me back that afternoon to confirm.

Seems CapOne is hard to crack... but something is better than nothing.

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I got the same treatment. asked for 4k.

[notfancy]

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@Yankeefan wrote:

I've had a Capital One Platinum card for almost 13 years, it is by far my oldest revolving TL. The $29 AF is coming due and I never use the card due to the $1000 limit.  I don't want to lose the age of the TL, and yes I know it will still report for 10 years. What are my odds of convincing CO to PC me to one of their "prime" cards with no AF? My AAoA is 8 years, FICO's are 783,788,789, income in excess of 135K utilization under 5%. 

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I sent you a private message