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Terrible at gardening

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Anonymous
Not applicable

Re: Terrible at gardening


@KG1978 wrote:

Congrats! I want that card so a bad. How many inquiries do you have?


i have 4, 8 , and 6 on my current CR

Message 21 of 25
creditnocash
Valued Contributor

Re: Terrible at gardening


@Anonymous wrote:

@KG1978 wrote:

Congrats! I want that card so a bad. How many inquiries do you have?


i have 4, 8 , and 6 on my current CR


do you know when you get dinged for too many inquries? so ive read on this forum. 

 

i have 1,3,4  transunion being the 1  plus whatever walmart dings. hopefully tu. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 22 of 25
migliogiorni
Established Contributor

Re: Terrible at gardening

Told myself no more apping after citi and discover approval, a month later app'd for wal mart now im in the garden 4realz AA

OA went from 2 to 1

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 23 of 25
creditnocash
Valued Contributor

Re: Terrible at gardening

its cool mine went from 1.9 to .7 so im def in the garden for at least december. 

 

you know honestly i didnt really care until i started reading this site. 

the more i didnt want to the more i did. 

 

Smiley FrustratedHRUGS:



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 24 of 25
Anonymous
Not applicable

Re: Terrible at gardening

Yep I left the garden too this month. Was in it for a good 6 months and was planning on gardening well into next year to see how that credit card lawsuit played out. However my reward goals and flights out of my home airport favor American and I found an active link to the 50,000 mile signup bonus with Citi so I coundn't resist. I justified it by telling myself if I want to rack up miles with American, I need this card, and since the signup bonus is spend 3k in the next 4 months, and the credit card surcharges wont go into effect until next year at the earliest I figure this might be my last shot at a good signup bonus.

 

Nothing wrong with leaving the garden if you do it to accomplish something you have wanted, a new prime card, CLI, prime loan, etc because after all that is what gardening is for, to let your credit age to get prime products. Smiley Happy

Message 25 of 25
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